28809 Windover St, photo 1
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Overview

4 bd2 ba2,105 sqft2 car garageSingle Family
TypeSingle Family
HOA$370/yr
Built1996
Lot6,600 sqft
Living area2,105 sqft
Price / sqft$173
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsL DiningLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface CountersSolid Wood Cabinets

28809 Windover St is a 1996-built home in Villages At Wesley Chapel Ph 03c, Wesley Chapel. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,105 square feet of living space. Listed at $364,999 (about $173/sqft), 62 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $370 annually.

From the listing

Discover comfortable Florida living in the Villages at Wesley Chapel, where this inviting home pairs spacious interiors with a fantastic location. Natural light fills the generous living spaces, while the kitchen features granite countertops and ample cabinetry, creating a welcoming hub for meals and gatherings. The enclosed patio extends the living area and overlooks a private, fenced backyard surrounded by mature landscaping—ideal for relaxing, entertaining, or enjoying the Florida sunshine. With convenient access to shopping, dining, The Grove, KRATE, I-75, and Tampa International Airport, this home offers an appealing combination of comfort, privacy, and everyday convenience.

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The essentials

Built
1996
Price / sqft
$173
On market
62 days
Annual tax
$6,251
HOA
$370/yr
Flood zone
X · Low risk
Lot
6,600 sqft
Type
Single Family Residence

At a glance

Single family
Built 1996
2 car garage
Driveway
6,600 sqft lot
Lot size
2,105 sqft
Living area

Payment

Est. monthly payment
$2,638/mo
Down payment (20%)
$73,000
Property taxes
$521/mo
HOA
$370/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1996
Lot
6,600 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
62
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
L Dining
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Walk-in Closet(s)
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Quail Hollow Elementary-PO
Middle
Thomas E Weightman Middle-PO
High
Wesley Chapel High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$6,251
Parcel #
06-26-20-0040-00300-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villages At Wesley Chapel Ph 03c
County
Pasco
MLS Area
33545 - Wesley Chapel
Lot Size
6,600 sqft
HOA
$370/yr
Linda Durham

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #TB8538064
$364,999-1.4%
$173/sqft
-
Price change
Source: Stellar MLS #TB8538064
$369,999-1.3%
$176/sqft
8/13/2026
Listed for sale
Source: Stellar MLS #TB8538064
$374,999-3.8%
$178/sqft
1/25/2022
Sold
Source: Pasco County Public Record
$390,000
$185/sqft

Neighborhood

28809 Windover St
Wesley Chapel, FL, 33545 · 33545 - Wesley Chapel

Market insights

Offer Insights

Choose an offer strength

List price: $364,999
$362,500 – $364,999
99.5% – 100% of listTops out right at the list price
80% of listList price
205 of the last 324 home closings in 33545 landed at this number or higher (63%). The median one sat 33 days before it went under contract, and this one is on day 62 after a $10,000 cut.

Sample: 324 closed home sales in 33545 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,638/mo
Principal & interest$1,904
Property taxes$521
Insurance$182
HOA$31
Down payment20% · $73,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$364,999

$173 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,105 sq ft

Time on market

62 days

Year built

1996

Monthly payment

About $2,638/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,251 annual tax bill, insurance, and the $370/yr HOA fee.

HOA fee

$370/yr

Managed by Linda Durham.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byORCHARD BROKERAGE, LLCListing agent: Roxana ArguetaListing data from Stellar MLS, MLS# TB8538064.

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