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Overview

3 bd3 ba1,556 sqft2 car garageTownhouse
TypeTownhouse
HOA$550/mo
Built2022
Lot1,951 sqft
Living area1,556 sqft
Price / sqft$273
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboSmart HomeSolid Wood CabinetsSplit Bedroom

5292 Neil Dr is a 2022-built home in Heritage Oaks Twnhms, St Petersburg. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,556 square feet of living space. Listed at $424,900 (about $273/sqft), 55 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $550 monthly.

From the listing

Rare-Gated-St.Petersburg Community. Not all Heritage Oaks townhomes live the same. This premium 2022 Energy Star Certified corner unit offers one of the community's most desirable layouts, pairing extra windows and abundant natural light with a noticeably wider living area and more spacious kitchen. The result is a 3-bedroom, 2.5-bath home that feels larger and more open than its square footage suggests, complete with a versatile loft, screened lanai, attached garage, and a non-flood-zone location. The open kitchen stands apart with seating for guests at the gorgeous quartz countertops complimented by the subway tile backsplash along with a pantry, soft-close hardware, and a fantastic custom upgrade: an additional bank of cabinets with its own countertop. This valuable extra storage is ideal as a coffee bar, buffet or serving station. All appliances, including the washer and dryer, are included. Continuous luxury vinyl plank flooring runs up the steps throughout both levels with no carpet anywhere, complemented by custom decorative wall paneling, updated light fixtures, ceiling fans in every bedroom, updated door hardware, and high-quality window shades. Upstairs, the loft creates flexible space for an office, media room, reading area, or playroom. Additionally the owners made an intelligent and highly practical improvement by upgrading and rerouting the HVAC airflow to properly cool the area they use as an office (Bedroom 3) - a meaningful comfort advantage over comparable layouts where those particular rooms run warm. Smart lights, smart switches, and smart thermostats provide convenient modern control. The primary suite features a walk-in closet and en-suite bath with dual vanities and a glass-enclosed shower. The screened lanai backs to a vinyl privacy fence instead of directly facing neighboring lanais, creating a more private outdoor retreat. The home is also conveniently located near the community pool and clubhouse. The attached garage adds high-quality upgraded flooring and an overhead storage rack, and the included water softener adds everyday convenience.Heritage Oaks offers gated entry, maintained grounds, a clubhouse, and community pool, with convenient access to Downtown St. Petersburg, Central Avenue, the St. Pete Pier, Gulf beaches, shopping, dining, Tampa International Airport, and I-275. With its premium corner position, larger-feeling layout, added privacy, extensive upgrades, and move-in-ready condition, this home stands clearly above the competition. Schedule your private showing today.

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The essentials

Built
2022
Price / sqft
$273
On market
55 days
Annual tax
$6,369
HOA
$550/mo
Flood zone
X · Low risk
Lot
1,951 sqft
Type
Townhouse

At a glance

Townhouse
Built 2022
Community pool
Shared amenity
2 car garage
1,951 sqft lot
Lot size
1,556 sqft
Living area

Payment

Est. monthly payment
$3,509/mo
Down payment (20%)
$84,980
Property taxes
$531/mo
HOA
$550/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2022
Lot
1,951 sqft
Cooling
Central Air, Humidity Control
Heating
Central, Electric
Parking
-
Days on Market
55
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Smart Home
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Wet Bar
Hurricane Shutters
Private Yard
Rain Gutters
Clubhouse
Deed Restrictions
Gated Community - No Guard
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Lealman Avenue Elementary-PN
Middle
Meadowlawn Middle-PN
High
Northeast High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,369
Parcel #
02-31-16-38265-005-0080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Heritage Oaks Twnhms
County
Pinellas
MLS Area
33714 - St Pete
Lot Size
1,951 sqft
HOA
$550/mo
Westcoast Management & Realty - Regan or Megan

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #TB8538600
$424,900-1.2%
$273/sqft
8/17/2026
Listed for sale
Source: Stellar MLS #TB8538600
$429,900
$276/sqft

Neighborhood

5292 Neil Dr
St Petersburg, FL, 33714 · 33714 - St Pete

Market insights

Offer Insights

Choose an offer strength

List price: $424,900
$422,500 – $424,900
99.5% – 100% of listTops out right at the list price
80% of listList price
18 of the last 33 townhouse or villa closings in St Petersburg landed at this number or higher (55%). The median one sat 50 days before it went under contract, and this one is on day 55 after a $5,000 cut.

Sample: 33 closed townhouse or villa sales in St Petersburg over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,509/mo
Principal & interest$2,216
Property taxes$531
Insurance$212
HOA$550
Down payment20% · $84,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$424,900

$273 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,556 sq ft

Time on market

55 days

Year built

2022

Monthly payment

About $3,509/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,369 annual tax bill, insurance, and the $550/mo HOA fee.

HOA fee

$550/mo

Managed by Westcoast Management & Realty - Regan or Megan.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byREALTY ONE GROUP INNOVATIONListing agent: Thomas Morillo, LLCListing data from Stellar MLS, MLS# TB8538600.

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