49th St S, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot7,004 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

49th St S is a home in Roes W M Sub, St Petersburg. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Signalized hard corner. Flood Zone X. Drive-thru concept already engineered. 7,003 SF at 49th St S & 1st Ave S, one block off Central Ave — 69.90 ft on 49th, 100 ft on 1st Ave, 16-ft platted alley at rear. City confirmed CCS-1 zoning in writing: 36-ft height, 15 units/acre, 4,500 SF minimum lot area on a site that exceeds it by 56%. Retail, QSR/drive-thru, medical or professional office, or mixed use. Flood Zone X with no base flood elevation outside the floodplain, no elevation requirement, no mandatory flood insurance, full lender pool. A licensed civil engineer has already drawn a working drive-thru: 450 SF building, 250 SF covered patio, order point, pickup window, wrap-around lane, 3 spaces, 58.4% impervious. FAR utilized just 6.4% — a buyer wanting more can build considerably more. 49th St is median-divided; full-movement access is the signal at 1st Ave. Survey, Buildable Lot Letter and engineered concept available. Buyer to verify all.

The essentials

On market
59 days
Annual tax
$2,963
Flood zone
X · Low risk
Lot
7,004 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$2,819/mo
Down payment (20%)
$90,000
Property taxes
$247/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
7,004 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
59
Flood Zone x
Annual Tax (2025)
$2,963
Parcel #
21-31-16-76266-000-0010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Roes W M Sub
County
Pinellas
MLS Area
33707 - St Pete/South Pasadena/Gulfport/St Pete Bch
Lot Size
7,004 sqft
Cleared

Price history

Date
Event
Price
9/11/2026
Price change
Source: Stellar MLS #TB8539139
$450,000-5.3%
-
Price change
Source: Stellar MLS #TB8539139
$475,000-2.9%
8/14/2026
Listed for sale
Source: Stellar MLS #TB8539139
$489,000

Neighborhood

49th St S
St Petersburg, FL, 33707 · 33707 - St Pete/South Pasadena/Gulfport/St Pete Bch

Calculator

Est. monthly payment
$2,819/mo
Principal & interest$2,347
Property taxes$247
Insurance$225
Down payment20% · $90,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$450,000

Time on market

59 days

Monthly payment

About $2,819/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,963 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered bySERHANTListing agent: Nick JanovskyListing data from Stellar MLS, MLS# TB8539139.

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