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About this home
49th St S is a home in Roes W M Sub, St Petersburg. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.
Signalized hard corner. Flood Zone X. Drive-thru concept already engineered. 7,003 SF at 49th St S & 1st Ave S, one block off Central Ave — 69.90 ft on 49th, 100 ft on 1st Ave, 16-ft platted alley at rear. City confirmed CCS-1 zoning in writing: 36-ft height, 15 units/acre, 4,500 SF minimum lot area on a site that exceeds it by 56%. Retail, QSR/drive-thru, medical or professional office, or mixed use. Flood Zone X with no base flood elevation outside the floodplain, no elevation requirement, no mandatory flood insurance, full lender pool. A licensed civil engineer has already drawn a working drive-thru: 450 SF building, 250 SF covered patio, order point, pickup window, wrap-around lane, 3 spaces, 58.4% impervious. FAR utilized just 6.4% — a buyer wanting more can build considerably more. 49th St is median-divided; full-movement access is the signal at 1st Ave. Survey, Buildable Lot Letter and engineered concept available. Buyer to verify all.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$450,000
Time on market
59 days
Monthly payment
About $2,819/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,963 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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