

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
About this home
18321 Citation St is a 1994-built home in Sterling, Lutz. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,545 square feet of living space. Listed at $625,000 (about $246/sqft), 56 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $264 annually.
Under contract-accepting backup offers. ORIGINAL-OWNER POOL HOME ON 1/3 ACRE, beautifully maintained and thoughtfully updated space, privacy and character that make a home truly stand out! Located in Sterling, this 4-bedroom, 3-bath residence features 2,545 sq. ft. of living space, a three-way split-bedroom floor plan, oversized 2-car garage and an expansive screened pool and lanai. A rich, verdant St. Augustine lawn, beautiful landscaping leads to the travertine-tiled portico entrance and impressive double solid-door entry with transom window. Inside, a dramatic foyer introduces soaring ceilings and polished travertine flooring. The formal dining room is enhanced by a large picture window and architectural column. Into the living room, a graceful curved wall with art niches defines the space, complemented by dramatic 12-foot ceilings and sliding glass doors overlooking the pool and lanai. Neutral finishes flow throughout the home. Remodeled in 2025, the kitchen is a showstopper, featuring cabinets with crown molding and decorative bottom rail, stainless pulls, built-in pantry storage with pull-outs and Lazy Susan, stunning quartz countertops and backsplash, a breakfast-bar peninsula with pendant lighting, and a prep center island. Appliances: smooth cooktop with vent hood, pot-and-pan drawers, double built-in wall ovens, dishwasher, and French-door refrigerator. The adjoining casual dining area is surrounded by bay windows with sliding glass doors to the lanai. The family room centers around a wood-burning fireplace with mantle, and pocketing sliding glass doors open to the lanai, creating wonderful indoor and outdoor living spaces.The Primary Suite is a relaxing retreat with real wood flooring, high ceilings and two walk-in closets with built-ins. The beautifully appointed ensuite bath features granite counters, separate vanities with undermount sinks, a soaking tub and spacious shower with dual shower heads, tiled bench, seamless glass enclosure and decorative contrasting tile, plus a private water closet. The three-way split-bedroom design provides excellent separation and privacy. Two secondary bedrooms feature built-in closets, decorative wall molding and crown molding. Two additional baths include granite finishes, with the third bath conveniently serving the pool area and back bedroom. The laundry room includes upper cabinetry, a utility sink and base cabinet. Step outside to your own private Florida retreat! The large screened lanai surrounds a sparkling chlorinated pool with spa spillover feature, complemented by a stamped-concrete pool deck completed in 2026. Beyond the screen enclosure is a generous green backyard, with additional space along the side that may accommodate discreet boat or recreational-vehicle storage, tucked away from street view. Additional improvements include roof (2016), A/C (2017; serviced 2026), water heater (2023), water-treatment system (2025), ductwork (2017), sparkling epoxy garage flooring (2025), septic cleaned (2024), washer and dryer (2019), and Ring doorbell. Sterling is conveniently located in Lutz with easy access to Sunset Lane, Hanna Rd, Livingston Avenue and US-41. Shopping, dining, entertainment, cinemas, medical facilities, hospitals and everyday services are within convenient reach.This exceptional home is ready for its next chapter—schedule your private showing today and experience the spacious design, sparkling pool, generous homesite. This one you won't want to miss!
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 77 closed home sales in 33549 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$625,000
$246 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,545 sq ft
Time on market
56 days
Year built
1994
Monthly payment
About $3,931/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,042 annual tax bill, insurance, and the $264/yr HOA fee.
HOA fee
$264/yr
Managed by Rudy Villareal.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.







