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Overview

4 bd2 ba1,829 sqftSingle Family
TypeSingle Family
HOANone listed
Built1965
Lot9,953 sqft
Living area1,829 sqft
Price / sqft$244

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanSolid Wood CabinetsThermostatWindow TreatmentsStorageElectric Water HeaterRange

12812 Lake Dr is a 1965-built home in Plantation Palms 8, Largo. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,829 square feet of living space. Listed at $445,900 (about $244/sqft), 52 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to 12812 Lake Dr-A spacious four-bedroom, two-bathroom with approximately 1,829 of living space on a nearly a quarter-acre lot. This is one of those homes that you must see in person to see all the possibilities that this home has to offer. 3 of the 4 bedrooms have comfortably held king-size beds,nightstands, and dressers. When you enter you will notice a bonus room that can be a formal dining room, Media, Art or even a guest bedroom, the choice is yours. Then you will walk in the open Living Room with plenty of natural light coming from the large front windows and opens into the over-sized kitchen where you will find plenty of cabinet and counter space. Off the kitchen is a Full sized Laundry room with plenty of room for extra storage. In the front of the house there are two spacious bedrooms that share the guest bathroom. One of the front bedrooms has it's own entrance. The Primary bedroom in the back of the house has it's own exterior entrance, private patio, and access to the secondary rocked driveway. Since this bedroom has it's own entrance it would be great for In-laws,extended family, and guests or private home office. The patio could potentially be enclosed to create additional living space. The oversized, fully fenced backyard is ready to you to enjoy. It offers Plenty of room for entertaining, gardening, pets, or possibly adding a swimming pool. The mature Mango Tree shades the main patio during the summer and attracts an array of beautiful, colorful birds. Such a peaceful setting for morning coffee, outdoor meals or quiet evenings. There is also a large storage shed with electricity. The large front paver driveway can comfortably hold more than four vehicles. The secondary driveway rocked driveway can hold approximately two additional vehicles or provide space for a travel trailer,RV or small boat depending on the size and local requirements. Exterior has been freshly painted as well as a new front door. NO HOA which allows you more freedom to fit your lifestyle. Short term rentals can be allowed so this is a great opportunity. NON-EVACUATION ZONE!!! Close to Largo Golf Course and just under 2 miles to Indian Rocks Beach. Shopping, restaurants, hospitals are all close by. You must see!!!

The essentials

Built
1965
Price / sqft
$244
On market
52 days
Annual tax
$4,593
Flood zone
X · Low risk
Lot
9,953 sqft
Type
Single Family Residence

At a glance

Single family
Built 1965
9,953 sqft lot
Lot size
1,829 sqft
Living area

Payment

Est. monthly payment
$2,932/mo
Down payment (20%)
$89,180
Property taxes
$383/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1965
Lot
9,953 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, On Street, Parking Pad
Days on Market
52
Ceiling Fans(s)
Open Floorplan
Solid Wood Cabinets
Thermostat
Window Treatments
Storage
Electric Water Heater
Range
Refrigerator
Elementary
Anona Elementary-PN
Middle
Seminole Middle-PN
High
Largo High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,593
Parcel #
08-30-15-00000-330-0500

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Plantation Palms 8
County
Pinellas
MLS Area
33774 - Largo
Lot Size
9,953 sqft
City LimitsOversized Lot

Price history

Date
Event
Price
8/20/2026
Listed for sale
Source: Stellar MLS #TB8540731
$445,900
$244/sqft

Neighborhood

12812 Lake Dr
Largo, FL, 33774 · 33774 - Largo

Market insights

Offer Insights

Choose an offer strength

List price: $445,900
$440,000 – $445,900
98.6% – 100% of listTops out right at the list price
80% of listList price
51 of the last 101 home closings in 33774 landed at this number or higher (50%). The median one sat 28 days before it went under contract, and this one is on day 52.

Sample: 101 closed home sales in 33774 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,931/mo
Principal & interest$2,326
Property taxes$383
Insurance$223
Down payment20% · $89,180
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$445,900

$244 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,829 sq ft

Time on market

52 days

Year built

1965

Monthly payment

About $2,932/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,593 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byPLUMLEE GULF BEACH REALTYListing agent: Christa BallauerListing data from Stellar MLS, MLS# TB8540731.

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