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Overview

4 bd3 ba2,352 sqft2 car garageSingle Family
TypeSingle Family
HOA$275/qtr
Built2006
Lot7,740 sqft
Living area2,352 sqft
Price / sqft$170
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenPrimarybedroom UpstairsSplit BedroomWalk-in Closet(s)Private MailboxRain GuttersSidewalk

15731 Cedar Elm Ter is a 2006-built home in Suncoast Lakes Ph 03, Land O Lakes. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,352 square feet of living space. Listed at $399,000 (about $170/sqft), 51 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $275 quarterly.

From the listing

I am pleased to share the details for a fantastic 4-bedroom, 3 bath, 2-story home located on a fenced cul-de-sac lot overlooking conservation and a small pond view. This spacious home features high ceilings, a flex space currently used as a home office, dining room and a kitchen equipped with wood cabinets, recessed lighting, a kitchen island, granite countertops, stainless steel appliances, kitchen window over the sink, a large walk-in pantry, and an eat-in nook positioned under bay windows with views of the oversized backyard. The family room features surround sound speakers, engineered bamboo wood flooring and opens directly to the kitchen along with sliding glass doors to the covered rear lanai, bringing in even more natural light. Additionally, there is a half bath on the main floor with an access door leading to the oversized backyard which is perfectly designed for outdoor entertaining and provides ample space to accommodate a future pool if desired. All 4 bedrooms are spacious and located upstairs with the nursery having Luxury Vinyl flooring. The master suite features a tray ceiling, bamboo engineered flooring, and a master bath with dual vanities, a large soaking tub, a separate shower, and 2 walk-in closets. Additional features include a new roof, a sprinkler system, garage door opener, rain gutters, ceiling fans that are Wi-Fi and remote controlled, keyless lock, door inside the garage leading to outside, garage keypad, ring camera, Wi-Fi sprinklers and interior Wi-Fi thermostat, fruit trees ( citrus, dragon fruit and guava ), 2 rain water collectors, curbing, motion lights, surround sound wired at back lanai, private mailbox, water softener and more. Located in the Suncoast Lakes Community, this property features NO CDD fees and a very low HOA fee of $275 per quarter. Community amenities include a pool, tennis and basketball courts, a playground, a picnic area, and a clubhouse available for event rentals. The location is also just minutes from the Suncoast Parkway and a stroll to the Suncoast Trails. Schedule your appointment today!

The essentials

Built
2006
Price / sqft
$170
On market
51 days
Annual tax
$3,972
HOA
$275/qtr
Flood zone
X · Low risk
Lot
7,740 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
Water views
Trees/Woods
Community pool
Shared amenity
2 car garage
Driveway
7,740 sqft lot
Lot size

Payment

Est. monthly payment
$2,703/mo
Down payment (20%)
$79,800
Property taxes
$331/mo
HOA
$275/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
7,740 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
51
Ceiling Fans(s)
Eat-in Kitchen
Primarybedroom Upstairs
Split Bedroom
Walk-in Closet(s)
Private Mailbox
Rain Gutters
Sidewalk
Sprinkler Metered
Deed Restrictions
Park
Playground
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Water Softener
Elementary
Mary Giella Elementary-PO
Middle
Crews Lake Middle-PO
High
Hudson High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,972
Parcel #
13-25-17-0020-01700-0110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Suncoast Lakes Ph 03
County
Pasco
MLS Area
34638 - Land O Lakes
Lot Size
7,740 sqft
Conservation AreaCul-De-SacGreenbeltIn CountyIrregular LotSidewalkPaved
HOA
$275/qtr
Green Acre Properties

Price history

Date
Event
Price
8/24/2026
Listed for sale
Source: Stellar MLS #TB8540846
$399,000+53.5%
$170/sqft
10/19/2020
Sold
Source: Pasco County Public Record
$260,000
$111/sqft

Neighborhood

15731 Cedar Elm Ter
Land O Lakes, FL, 34638 · 34638 - Land O Lakes

Market insights

Offer Insights

Choose an offer strength

List price: $399,000
$397,500 – $399,000
99.5% – 100% of listTops out right at the list price
80% of listList price
197 of the last 340 home closings in 34638 landed at this number or higher (58%). The median one sat 43 days before it went under contract, and this one is on day 51.

Sample: 340 closed home sales in 34638 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,703/mo
Principal & interest$2,081
Property taxes$331
Insurance$200
HOA$92
Down payment20% · $79,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,000

$170 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,352 sq ft

Time on market

51 days

Year built

2006

Monthly payment

About $2,703/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,972 annual tax bill, insurance, and the $275/qtr HOA fee.

HOA fee

$275/qtr

Managed by Green Acre Properties.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCOLDWELL BANKER REALTYListing agent: Monique Holston-Greene, PAListing data from Stellar MLS, MLS# TB8540846.

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