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Active
$249,400
1650 Highland Club Ln, Palm Harbor, FL, 34684
$210/sqft·Highland Lakes
Est. $1,301/moSee payment2
beds
2
baths
1,190
sqft
1
garage
Listed by COASTAL PROPERTIES GROUP INTERNATIONAL· Last updated · MLS# TB8540850
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About this home
Ceiling Fans(s)Dry BarEat-in KitchenSplit BedroomStone CountersWalk-in Closet(s)Private MailboxSidewalk
1650 Highland Club Ln is a 1985-built home in Highland Lakes, Palm Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,190 square feet of living space. Listed at $249,400 (about $210/sqft), 5 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $164 monthly.
From the listing
Welcome to this charming 2-bedroom, 2-bath villa at 1650 Highland Club Lane in the active 55+ Highland Lakes community – Flood Zone X, no flood insurance required! Enjoy 1,190 sq ft of bright one-level living with laminate wood flooring and tile throughout, split floor plan, walk-in closets in both bedrooms, front screened porch, and enclosed rear porch. Attached 1-car garage with covered walkway. Move-in ready: Brand-new 2026 HVAC, new hot water heater & dishwasher (2026), plus a clean 4-point inspection confirming electrical, plumbing, and concrete-tile roof are in good shape. Only one HOA & the $164 Monthly HOA fee includes access to Golf, heated Olympic-size pool with spa/cabana, Lake Lodge pool, 4 tennis/pickleball courts, 8 shuffleboard courts, clubhouse with auditorium & meeting rooms, plus the spacious Lake Tarpon lodge (just down Lake Pointe Rd / Lakeside Dr) featuring open patio with grills, boat access, and 2 community pontoons. Enjoy Performing Arts, fitness, arts & crafts, RV/boat storage, and more! At this price, this one won’t last! Schedule your private tour today.
The essentials
Built
1985
Price / sqft
$210
On market
5 days
Annual tax
$5,042
HOA
$164/mo
Flood zone
X · Low risk
Lot
5,027 sqft
Type
Villa
Location
Type
Villa
Year Built
1985
Lot
5,027 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Days on Market
5
Ceiling Fans(s)
Dry Bar
Eat-in Kitchen
Split Bedroom
Stone Counters
Walk-in Closet(s)
Private Mailbox
Sidewalk
Clubhouse
Golf Carts OK
Golf
Pool
Tennis Court(s)
Built-in Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Washer
Elementary
Highland Lakes Elementary-PN
Middle
Carwise Middle-PN
High
East Lake High-PN
Districts can re-zone, so verify directly with the district before relying on these.
Flood Zone X
Annual Tax (2025)
$5,042
Parcel #
05-28-16-38922-000-0180
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Highland Lakes
County
Pinellas
MLS Area
34684 - Palm Harbor
Lot Size
5,027 sqft
In CountySidewalkPaved
HOA
$164/mo
Highland Lakes HOA which is the Master Assoc.
Date
Event
Price
8/20/2026
Listed for sale
Source: Stellar MLS #TB8540850
$249,400
$210/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$2,185
Principal, interest, tax, insurance, HOA
- P&I$1,301
- Tax$420
- Insurance$300
- HOA$164
Loan Amount
$199,520
Down Payment %
20.0%
First Year Summary
Principal
$2,106
Interest
$13,503
Balance
$197,414
Total Interest
$268,740
Total Cost
$468,260
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