3284 Gorse CT, photo 1
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Overview

2 bd2 ba1,148 sqft1 car garageVilla
TypeVilla
HOA$164/mo
Built1982
Lot3,851 sqft
Living area1,148 sqft
Price / sqft$270
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsWalk-in Closet(s)Window TreatmentsPrivate MailboxAssociation Recreation - Owned

3284 Gorse CT is a 1982-built home in Highland Lakes, Palm Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,148 square feet of living space. Listed at $309,900 (about $270/sqft), 110 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $164 monthly.

From the listing

Experience resort-style living in this beautifully maintained 2-bedroom, 2-bathroom villa located at 3284 Gorse Court in Highland Lakes, Palm Harbor's premier 55+ community. Offering 1,148 square feet of thoughtfully designed living space, this home combines comfort, convenience, energy efficiency, and an unmatched amenity-rich lifestyle. Inside, you'll find a bright and inviting open floor plan featuring modern updates throughout, including luxury vinyl flooring, solid surface countertops, and attractive wood cabinetry. The spacious bedrooms offer generous closet space, while the enclosed Florida room, complete with its own A/C vent, provides the perfect year-round retreat for relaxing, entertaining, or pursuing hobbies. This exceptional home is loaded with valuable upgrades, including a whole-home water filtration system, hurricane-impact windows and a hurricane-impact front door, and an owned solar energy system with battery backup. Designed for both efficiency and peace of mind, the solar system powers six essential household circuits during power outages, while delivering remarkably low utility costs, with the owners averaging just $65 per month in electric expenses over the past 12 months. Additional peace of mind comes from the home's high elevation—no flood insurance required. As a resident of Highland Lakes, you'll enjoy access to one of Tampa Bay's most active and desirable 55+ communities. Amenities include unlimited free golf on three private executive courses, heated pools, a whirlpool spa, tennis courts, pickleball, bocce ball, and a vibrant clubhouse offering year-round social events, clubs, workshops, and performing arts programs. For boating and fishing enthusiasts, the exclusive Lake Tarpon Lodge features a private boat ramp, fishing pier, community pontoon boats, and even transportation to waterfront restaurants. Residents also benefit from free secure storage for RVs and boats. Whether you're seeking an active lifestyle, low-maintenance living, exceptional energy savings, or a welcoming community atmosphere, this outstanding villa offers the perfect opportunity to enjoy the very best of Florida living.

The essentials

Built
1982
Price / sqft
$270
On market
110 days
Annual tax
$1,160
HOA
$164/mo
Flood zone
X · Low risk
Lot
3,851 sqft
Type
Villa

At a glance

Villa
Built 1982
1 car garage
Driveway
3,851 sqft lot
Lot size
1,148 sqft
Living area

Payment

Est. monthly payment
$2,032/mo
Down payment (20%)
$61,980
Property taxes
$97/mo
HOA
$164/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1982
Lot
3,851 sqft
Cooling
Central Air
Heating
Central, Electric, Solar
Parking
Driveway, Garage Door Opener
Days on Market
110
Ceiling Fans(s)
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Walk-in Closet(s)
Window Treatments
Private Mailbox
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Golf Carts OK
Golf
Irrigation-reclaimed Water
Sidewalks
Tennis Court(s)
Built-in Oven
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Water Softener
Elementary
Highland Lakes Elementary-PN
Middle
Carwise Middle-PN
High
Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,160
Parcel #
05-28-16-38906-000-1360

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Highland Lakes
County
Pinellas
MLS Area
34684 - Palm Harbor
Lot Size
3,851 sqft
In CountyStreet Dead-EndPaved
HOA
$164/mo
Duplex Village II - Natalie Coser

Price history

Date
Event
Price
9/23/2026
Price change
Source: Stellar MLS #O6419468
$309,900-3.1%
$270/sqft
-
Price change
Source: Stellar MLS #O6419468
$319,900-1.6%
$279/sqft
6/24/2026
Listed for sale
Source: Stellar MLS #O6419468
$325,000
$283/sqft

Neighborhood

3284 Gorse CT
Palm Harbor, FL, 34684 · 34684 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $309,900
$307,500 – $309,900
98.8% – 100% of listTops out right at the list price
80% of listList price
34 of the last 66 townhouse or villa closings in 34684 landed at this number or higher (52%). The median one sat 34 days before it went under contract, and this one is on day 110 after a $15,100 cut.

Sample: 66 closed townhouse or villa sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,032/mo
Principal & interest$1,616
Property taxes$97
Insurance$155
HOA$164
Down payment20% · $61,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$309,900

$270 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,148 sq ft

Time on market

110 days

Year built

1982

Monthly payment

About $2,032/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,160 annual tax bill, insurance, and the $164/mo HOA fee.

HOA fee

$164/mo

Managed by Duplex Village II - Natalie Coser.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byHOUWZER INCListing agent: Daniel RobinsonListing data from Stellar MLS, MLS# O6419468.

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