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About this home
4392 3rd Isle Dr is a 1980-built home in Hernando Beach, Hernando Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,260 square feet of living space. Listed at $449,000 (about $356/sqft), 47 days on market. Flood zone AE - confirm flood insurance requirements with your lender.
Virtually Staged. ELEVATED PEACE OF MIND & DIRECT GULF ACCESS! Single-level daily living meets ultimate coastal security in this rare Hernando Beach gem. Perched securely at an impressive 11-foot elevation, this waterfront property came through recent major storms completely untouched with NO storm water damage. Enjoy the incredible convenience of a zero-step front entry for your daily indoor lifestyle, paired with easy step access right down to your private dock. Outside, the massive brick-paver driveway provides abundant parking for your boat trailer, golf cart, or RV. The expansive waterfront paver patio offers plenty of room for outdoor dining, grilling, and relaxing along the deep-water canal. Boaters will love having direct Gulf access right from the backyard, opening the door to world-class fishing, scalloping, and island hopping throughout Florida's beautiful Nature Coast. Explore the crystal-clear Weeki Wachee River, nearby natural springs, local waterfront dining, and nature preserves just minutes away. Plus, enjoy convenient highway access to the greater Tampa Bay area, international airports, plus all the culture, entertainment, professional sporting events & cruise ship terminals, not to mention all the one-tank theme park day trips. Whether you are searching for a full-time residence, retirement retreat, seasonal waterfront escape, or potential income-producing rental, this property delivers an exceptional, hard-to-find combination of direct Gulf boating access, true single-level interior living, and high-elevation safety. This inviting 3-bedroom, 2-bath home features a bright, open floor plan, beautifully updated kitchen and bathrooms, and a spacious enclosed Florida room overlooking the canal; the perfect setting for morning coffee or evening entertaining. Value-packed and worry-free, this home boasts a brand new 2025 A/C system, providing immediate savings, maximum energy efficiency, and years of maintenance-free comfort for its next owner. Come discover an easier, more affordable way to enjoy Florida waterfront living!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$449,000
$356 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,260 sq ft
Time on market
47 days
Year built
1980
Monthly payment
About $2,797/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,764 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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