Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- CALUSA COUNTRY CLUB
- Type
- Villa
True monthly carry
- HOA
- ~$133/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
20535 Trout Ter is a 2026-built home in Calusa Country Club, Lakewood Ranch. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,417 square feet of living space. Listed at $434,998 (about $307/sqft), 49 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $400 quarterly.
Under Construction. Own a stunning slice of paradise at our premier golf and resort community—where vibrant social moments, effortless activity and laid back relaxation are thoughtfully woven into every day. This new three-bedroom home offers convenient single-story living designed for modern lifestyles. An open plan encourages seamless transitions and multitasking between a gorgeous kitchen, an elegant dining room and a comfortable living room, with a nearby lanai for year-round outdoor enjoyment. All three bedrooms are tucked away to the side of the home to maximize comfort and privacy, including a luxurious owner’s suite that features a spa-inspired bathroom and walk-in closet. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only. Estimated delivery date is Oct/Nov 2026.
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 117 closed townhouse or villa sales in 34211 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$434,998
$307 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,417 sq ft
Time on market
49 days
Year built
2026
Monthly payment
About $3,181/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $400/qtr HOA fee.
HOA fee
$400/qtr
Managed by ICON Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.
