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Overview

4 bd3 ba2,566 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1966
Lot37,880 sqft
Living area2,566 sqft
Price / sqft$475
Garage2 car

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About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingEat-in KitchenOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsSplit Bedroom

13123 108th Ave is a 1966-built home in Pinellas Groves, Largo. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,566 square feet of living space. Listed at $1,220,000 (about $475/sqft), 49 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. The extra structure/garage is the only room virtually staged. A Rare Private Retreat in the Heart of Pinellas County! Opportunities to own an incredible home with privacy and land in the heart of Pinellas has become increasingly hard to find. So get ready to fall in love...Discover this hidden gem and embrace a more private, relaxed lifestyle on nearly an acre of beautifully landscaped grounds, all while being just minutes from everything Seminole and Largo have to offer. This 4-bedroom, 3-bath home is in a NON-FLOOD ZONE and boasts an impressive array of thoughtful updates and improvements. Located in unincorporated Pinellas County, the property offers additional flexibility and the possibility of certain farm animals, subject to county regulations. Tucked privately within the backyard, the air-conditioned detached structure with electricity is truly a standout feature of the property. Previously used as a band practice space, this versatile retreat offers endless possibilities—from a creative/art studio or home office to a fitness room, workshop, entertainment space, or private getaway. There is also potential to add a bathroom, subject to required improvements and approvals, making this a unique space that can be thoughtfully tailored to your lifestyle. Inside the house, you will find two spacious living areas, a cozy fireplace, an oversized dining room, a beautifully appointed kitchen with high-end soft-close cabinetry and stainless appliances, a split floor plan, and a lovely primary suite featuring a large walk-in closet with an updated bedroom and en-suite bath (2022). Additional improvements include a whole-house dehumidifier (2025), electrical panel (2023), hot water heater (2023), HVAC ductwork (2021), plantation shutters throughout, and hardwired security cameras. Enjoy your morning coffee or evening hot tea curled up out on the quiet screened lanai looking over the mature landscaping of the gorgeous backyard. This home is a rare combination of land, privacy, flexibility, and convenience—offering the best of country living without giving up the amenities of city life. Just minutes from the Pinellas Trail, parks, Seminole City Center, shopping, dining, and Gulf beaches. Schedule your private tour of this exceptional home, where tranquil surroundings and a warm, inviting atmosphere blend seamlessly with privacy, character, and an abundance of space.

The essentials

Built
1966
Price / sqft
$475
On market
49 days
Annual tax
$10,392
Flood zone
X · Low risk
Lot
37,880 sqft
Type
Single Family Residence

At a glance

Single family
Built 1966
Private pool
Above Ground
2 car garage
0.87 acres
Lot size
2,566 sqft
Living area

Payment

Est. monthly payment
$7,839/mo
Down payment (20%)
$244,000
Property taxes
$866/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1966
Lot
37,880 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Above Ground, Other, Pool Sweep
Days on Market
49
Built-in Features
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Private Yard
Rain Gutters
Built-in Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Freezer
Kitchen Reverse Osmosis System
Microwave
Range
Refrigerator
Washer
Water Filtration System
Water Softener
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$10,392
Parcel #
17-30-15-70632-300-0102

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pinellas Groves
County
Pinellas
MLS Area
33774 - Largo
Lot Size
37,880 sqft
Oversized LotStreet Dead-EndPavedUnincorporated

Price history

Date
Event
Price
9/17/2026
Price change
Source: Stellar MLS #TB8541802
$1,220,000-5.8%
$475/sqft
8/24/2026
Listed for sale
Source: Stellar MLS #TB8541802
$1,295,000
$505/sqft

Neighborhood

13123 108th Ave
Largo, FL, 33774 · 33774 - Largo

Market insights

Offer Insights

Choose an offer strength

List price: $1,220,000
$1.20M – $1.22M
98.6% – 100% of listTops out right at the list price
80% of listList price
51 of the last 101 home closings in 33774 landed at this number or higher (50%). The median one sat 28 days before it went under contract, and this one is on day 49 after a $75,000 cut.

Sample: 101 closed home sales in 33774 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$7,839/mo
Principal & interest$6,363
Property taxes$866
Insurance$610
Down payment20% · $244,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,220,000

$475 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,566 sq ft

Time on market

49 days

Year built

1966

Monthly payment

About $7,839/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,392 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered bySMITH & ASSOCIATES REAL ESTATEListing agent: Lee StrattonListing data from Stellar MLS, MLS# TB8541802.

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