1131 Fleming Ave, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot7,876 sqft

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About this home

1131 Fleming Ave is a home in Garden Homes, Lakeland. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Residential lot in the established Garden Homes area of Lakeland. This approximately 0.18-acre property offers an opportunity to build or develop in a convenient residential location near major roads, shopping, schools, and everyday amenities. The property is zoned R-3 and is located in an established neighborhood with public water available and septic service. Electricity is available at the property. Buyer and buyer's agent to verify zoning, lot dimensions, utilities, access, building requirements, flood zone, and all other property details with the appropriate county and utility authorities. All information is deemed reliable but not guaranteed. Cash purchase only. Buyer pays closing costs

The essentials

On market
50 days
Annual tax
$194
Flood zone
X · Low risk
Lot
7,876 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$233/mo
Down payment (20%)
$7,600
Property taxes
$16/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
7,876 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
50
Flood Zone X
Annual Tax (2025)
$194
Parcel #
23-28-22-091500-004140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Garden Homes
County
Polk
MLS Area
33815 - Lakeland
Lot Size
7,876 sqft

Price history

Date
Event
Price
8/25/2026
Listed for sale
Source: Stellar MLS #TB8542237
$38,000

Neighborhood

1131 Fleming Ave
Lakeland, FL, 33815 · 33815 - Lakeland

Calculator

Est. monthly payment
$233/mo
Principal & interest$198
Property taxes$16
Insurance$19
Down payment20% · $7,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$38,000

Time on market

50 days

Monthly payment

About $233/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $194 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byFIELDS OF PROSPER LLCListing agent: Clarence FieldsListing data from Stellar MLS, MLS# TB8542237.

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