19203 SW 98th Loop, photo 1
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Overview

3 bd2 ba2,177 sqft3 car garageSingle Family
TypeSingle Family
HOA$250/yr
Built2004
Lot13,939 sqft
Living area2,177 sqft
Price / sqft$183
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanPrimary Bedroom Main FloorSplit BedroomWalk-in Closet(s)ClubhouseDryerRangeRefrigerator

19203 SW 98th Loop is a 2004-built home in Rainbow Spgs 05 Rep, Dunnellon. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,177 square feet of living space. Listed at $399,000 (about $183/sqft), 33 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 annually.

From the listing

Virtually Staged. Welcome home to this spacious 3-bedroom, 2-bath pool home with a 3-car garage, offering a flexible split-bedroom floor plan and plenty of room to spread out. The inviting living room features a fireplace and flows seamlessly into the kitchen and dining areas, creating a comfortable space for everyday living and entertaining. The privately situated primary suite features its own Florida room, offering a peaceful space to relax and enjoy views of the backyard. The primary bathroom includes split vanities, a step-in shower, and a separate garden tub. A versatile bonus room/office provides additional space for working from home, hobbies, a playroom, or whatever best fits your needs. Step outside to the screened-in inground pool and enjoy a backyard that feels wonderfully private, with mature trees creating a natural buffer from neighboring homes. Whether relaxing poolside or entertaining family and friends, the outdoor space offers plenty of opportunity to enjoy the Florida lifestyle. Looking for even more space and privacy? The vacant lot next door MLS#TB8542948 is also available for purchase separately and may be purchased with or without the home, creating a unique opportunity to expand your outdoor space, increase your privacy, or explore future possibilities for the additional property. With a 3-car garage, screened pool, fireplace, split floor plan, bonus room, private Florida room, spacious primary suite, and the opportunity to purchase the neighboring lot, this home offers a combination of features that can be hard to find. Schedule your private showing today!

The essentials

Built
2004
Price / sqft
$183
On market
49 days
Annual tax
$3,219
HOA
$250/yr
Flood zone
X · Low risk
Lot
13,939 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Private pool
Gunite
3 car garage
0.32 acres
Lot size
2,177 sqft
Living area

Payment

Est. monthly payment
$2,570/mo
Down payment (20%)
$79,800
Property taxes
$268/mo
HOA
$250/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
13,939 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Gunite, In Ground, Screen Enclosure
Days on Market
49
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Walk-in Closet(s)
Clubhouse
Dryer
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,219
Parcel #
3297-156-001

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rainbow Spgs 05 Rep
County
Marion
MLS Area
34432 - Dunnellon
Lot Size
13,939 sqft
Corner LotPaved
HOA
$250/yr
Rainbow Springs POA

Price history

Date
Event
Price
9/28/2026
Price change
Source: Stellar MLS #TB8542928
$399,000-8.3%
$183/sqft
8/21/2026
Listed for sale
Source: Stellar MLS #TB8542928
$435,000
$200/sqft

Neighborhood

19203 SW 98th Loop
Dunnellon, FL, 34432 · 34432 - Dunnellon

Market insights

Offer Insights

Choose an offer strength

List price: $399,000
$395,000 – $399,000
98.9% – 100% of listTops out right at the list price
80% of listList price
161 of the last 320 home closings in 34432 landed at this number or higher (50%). The median one sat 48 days before it went under contract, and this one is on day 49 after a $36,000 cut.

Sample: 320 closed home sales in 34432 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,570/mo
Principal & interest$2,081
Property taxes$268
Insurance$200
HOA$21
Down payment20% · $79,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,000

$183 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,177 sq ft

Time on market

49 days

Year built

2004

Monthly payment

About $2,570/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,219 annual tax bill, insurance, and the $250/yr HOA fee.

HOA fee

$250/yr

Managed by Rainbow Springs POA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHOMERIVER GROUPListing agent: Melissia RuizListing data from Stellar MLS, MLS# TB8542928.

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