20811 SW 81st Loop, photo 1
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Overview

4 bd3 ba2,443 sqft3 car garageSingle Family
TypeSingle Family
HOA$250/yr
Built2000
Lot51,401 sqft
Living area2,443 sqft
Price / sqft$215
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Central VaccumEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanSplit BedroomStone Counters

20811 SW 81st Loop is a 2000-built home in Rainbow Spgs 01 Rep, Dunnellon. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,443 square feet of living space. Listed at $525,000 (about $215/sqft), 109 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 annually.

From the listing

Spacious 4-bedroom, 3-bath single-family home offering approximately 2,443 square feet of living space on a generous 1.18-acre lot. This single-story residence features an inviting split bedroom layout with high ceilings, tray ceilings, an enclosed pool for year-round enjoyment and an attached 3-garage, all complemented by durable concrete block and stucco construction. Two bedrooms have private bathroom access. The guest bathroom has an upgraded walk-in jetted tub. The oversized primary bedroom boasts a large ensuite with a jetted tub, separate shower and dual sinks, two walk-in closets and lanai access. The 3-car garage with storage and space to accommodate tools, lawn maintenance equipment, bicycles and vehicles will be enough to satisfy craftsmen, gardeners, and outside enthusiasts. Aspiring chefs will appreciate the kitchen’s extended corian countertop space, ample cabinetry, double oven, dinette in the kitchen, separate dining room for more formal affairs, as well as the outside kitchen for casual dining and food prep. The 365 sf covered lanai/outside kitchen leads to the pool area with 1400+ sf screen enclosure, outside shower, and bathroom access. The privacy of the backyard is welcoming and adorned with mature trees: Magnolia, Redbud, Drake Elm, Spruce, Cedar, Crepe Myrtle, Loquat, and others. With room to spread out both inside and out, this property offers the ideal blend of comfort, privacy, and Florida lifestyle living in a golf course community. Community amenities include private beach access to the crystal-clear Rainbow River, as well as a private clubhouse with lending library, game room, billiards, oversized pool, fitness center, tennis, pickleball, basketball courts and Cheers Restaurant. Residents enjoy a quiet, friendly neighborhood atmosphere with convenient access to shops, dining, and essential services in Dunnellon and nearby Ocala. Come see all this property has to offer. Updates: 5-ton HVAC 7/2018, Roof 1/2022. 42 Solar Panels in 11/2022 (average electric bill is $75).

The essentials

Built
2000
Price / sqft
$215
On market
125 days
Annual tax
$3,416
HOA
$250/yr
Flood zone
X · Low risk
Lot
51,401 sqft
Type
Single Family Residence

At a glance

Single family
Built 2000
Private pool
Auto Cleaner
3 car garage
Driveway
1.18 acres
Lot size
2,443 sqft
Living area

Payment

Est. monthly payment
$3,306/mo
Down payment (20%)
$105,000
Property taxes
$285/mo
HOA
$250/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2000
Lot
51,401 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump, Solar
Parking
Driveway, Garage Door Opener, Off Street
Pool
Auto Cleaner, Gunite, In Ground, Outside Bath Access, Screen Enclosure, Tile
Days on Market
125
Ceiling Fans(s)
Central Vaccum
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Private Mailbox
Private Yard
Sidewalk
Storage
Association Recreation - Lease
Clubhouse
Deed Restrictions
Fitness Center
Golf Carts OK
Golf
Pool
Restaurant
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Ice Maker
Microwave
Range
Refrigerator
Washer
Water Softener
Elementary
Dunnellon Elementary School
Middle
Dunnellon Middle School
High
Dunnellon High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,416
Parcel #
3292-066-053

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rainbow Spgs 01 Rep
County
Marion
MLS Area
34431 - Dunnellon
Lot Size
51,401 sqft
LandscapedLevelNear Golf CoursePrivatePaved
HOA
$250/yr
Vine Management: Kimberly Kraig

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #OM724956
$525,000-4.4%
$215/sqft
-
Price change
Source: Stellar MLS #OM724956
$549,000-2.8%
$225/sqft
6/6/2026
Listed for sale
Source: Stellar MLS #OM724956
$565,000
$231/sqft

Neighborhood

20811 SW 81st Loop
Dunnellon, FL, 34431 · 34431 - Dunnellon

Market insights

Offer Insights

Choose an offer strength

List price: $525,000
$510,000 – $525,000
97.2% – 100% of listTops out right at the list price
80% of listList price
126 of the last 250 home closings in 34431 landed at this number or higher (50%). The median one sat 35 days before it went under contract, and this one is on day 125 after a $40,000 cut.

Sample: 250 closed home sales in 34431 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,306/mo
Principal & interest$2,738
Property taxes$285
Insurance$263
HOA$21
Down payment20% · $105,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$525,000

$215 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,443 sq ft

Time on market

125 days

Year built

2000

Monthly payment

About $3,306/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,416 annual tax bill, insurance, and the $250/yr HOA fee.

HOA fee

$250/yr

Managed by Vine Management: Kimberly Kraig.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byCOLDWELL BANKER RIVERLAND RLTYListing agent: Gregg HoffmasterListing data from Stellar MLS, MLS# OM724956.

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