2975 E Withlacoochee Trl, photo 1
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Overview

4 bd4 ba3,387 sqft4 car garageSingle Family
TypeSingle Family
HOANone listed
Built1994
Lot75,474 sqft
Living area3,387 sqft
Price / sqft$204
Garage4 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primary Bedroom Main FloorSolid Wood CabinetsThermostatRain GuttersParkStreet LightsBuilt-in Oven

2975 E Withlacoochee Trl is a 1994-built home in Rock Shoals Unrec Sub, Dunnellon. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,387 square feet of living space. Listed at $689,900 (about $204/sqft), 108 days on market. Flood zone X/AE - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Exceptional Riverfront Living – Unbeatable Value! Discover this stunning 1.73-acre property with 137 feet of direct river frontage on the Withlacoochee River. Nestled across from State Forest land, enjoy immediate access to hiking and horseback riding trails, while the rear of the property borders additional State land along the river—Guaranteed privacy and tranquility. This beautiful home offers a spacious 4-bedroom, 3.5-bath layout, featuring high ceilings, a cozy fireplace in the family room. First floor Master Bedroom with all other bedrooms on the second floor. Boasts a 1000+sqft 3+car garage climate controlled with an extra tandem spot—ideal for boat storage or a workshop, Includes Gear Wall storage system and RaceDeck flooring, a true gear head's retreat. An expansive 1,000+ sqft screened-in porch is accessible from both the Master Suite and the oversized eat-in kitchen. Plus, there's an additional deck with low-maintenance Trex decking for low maintenance outdoor relaxation. Inside, the home is full of extra spaces, including a large laundry room and plenty of built-in storage. Spend your days enjoying the boat dock, or unwind in the gorgeous screened-in lanai area with a heated pool that’s excellent for year-round enjoyment. Situated just a short, private boat ride from the famous Rainbow River and Lake Rousseau, this property offers the ultimate waterfront lifestyle. With the home elevated above the 100-year floodplain, you can enjoy peace of mind along with spectacular views. A rare find in this desirable area of the Withlacoochee River—don’t miss out on this.

The essentials

Built
1994
Price / sqft
$204
On market
176 days
Annual tax
$6,406
Flood zone
X/AE · Low risk
Lot
75,474 sqft
Type
Single Family Residence

At a glance

Single family
Built 1994
Waterfront
River Front
Private pool
Heated
4 car garage
Circular Driveway
1.73 acres
Lot size

Payment

Est. monthly payment
$4,477/mo
Down payment (20%)
$137,980
Property taxes
$534/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1994
Lot
75,474 sqft
Cooling
Central Air, Mini-Split Unit(s)
Heating
Electric
Parking
Circular Driveway, Garage Door Opener, Oversized, Parking Pad, Tandem
Pool
Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure
Waterfront
River Front
Days on Market
176
Ceiling Fans(s)
Primary Bedroom Main Floor
Solid Wood Cabinets
Thermostat
Rain Gutters
Park
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Kitchen Reverse Osmosis System
Microwave
Trash Compactor
Washer
Water Filtration System
Water Softener
Elementary
Central Ridge Elementary School
Middle
Citrus Springs Middle School
High
Citrus High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X/AE
Annual Tax (2024)
$6,406
Parcel #
19E-17S-14-0000-32310-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rock Shoals Unrec Sub
County
Citrus
MLS Area
34434 - Dunnellon/Citrus Springs
Lot Size
75,474 sqft
FloodZone

Price history

Date
Event
Price
8/7/2026
Price change
Source: Stellar MLS #TB8499220
$689,900-1.4%
$204/sqft
4/16/2026
Listed for sale
Source: Stellar MLS #TB8499220
$699,900
$207/sqft

Neighborhood

2975 E Withlacoochee Trl
Dunnellon, FL, 34434 · 34434 - Dunnellon/Citrus Springs

Market insights

Offer Insights

Choose an offer strength

List price: $689,900
$685,000 – $689,900
99.4% – 100% of listTops out right at the list price
80% of listList price
165 of the last 328 home closings in 34434 landed at this number or higher (50%). The median one sat 55 days before it went under contract, and this one is on day 176 after a $10,000 cut.

Sample: 328 closed home sales in 34434 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,477/mo
Principal & interest$3,598
Property taxes$534
Insurance$345
Down payment20% · $137,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$689,900

$204 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,387 sq ft

Time on market

176 days

Year built

1994

Monthly payment

About $4,477/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,406 annual tax bill, insurance.

Flood zone

Zone X/AE

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byHOMECOIN.COMListing agent: Jonathan MinerickListing data from Stellar MLS, MLS# TB8499220.

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