22 Lucas Ln, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot15,899 sqft

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About this home

22 Lucas Ln is a home in 04 Fairways, Palm Coast. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to 22 Lucas Lane! Build your dream home on this oversized 15,900-square-foot corner lot in the desirable Matanzas Woods neighborhood of Palm Coast. Located in the popular L-Section, this homesite offers convenient access to US-1, I-95, shopping, dining, parks, schools, and Palm Coast’s beautiful beaches. Mature palm trees are already in place, providing a great start for your future landscaping. Choose your own builder and create the home you’ve been dreaming of in an established northwest Palm Coast neighborhood, approximately 25 minutes from historic St. Augustine. Whether you’re planning your forever home or your next investment, this property offers space, flexibility, and an excellent location.

The essentials

On market
52 days
Annual tax
$677
Flood zone
X · Low risk
Lot
15,899 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$542/mo
Down payment (20%)
$17,000
Property taxes
$56/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
15,899 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
52
Elementary
Belle Terre Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$677
Parcel #
07-11-31-7037-00040-0080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
04 Fairways
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
15,899 sqft
Corner Lot

Price history

Date
Event
Price
8/28/2026
Listed for sale
Source: Stellar MLS #TB8543462
$85,000

Neighborhood

22 Lucas Ln
Palm Coast, FL, 32137 · 32137 - Palm Coast

Calculator

Est. monthly payment
$542/mo
Principal & interest$443
Property taxes$56
Insurance$43
Down payment20% · $17,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$85,000

Time on market

52 days

Monthly payment

About $542/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $677 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byKELLER WILLIAMS SOUTH SHOREListing agent: Christie FrankensteinListing data from Stellar MLS, MLS# TB8543462.

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