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Overview

0 baLand
TypeLand
HOANone listed
Lot10,019 sqft

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About this home

5 Ludlow Ln W is a home in 04 Fairways, Palm Coast. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to 5 Ludlow! Build your future Florida dream home on this .23-acre vacant lot in the sought-after Matanzas Woods area of Palm Coast. Located in an established neighborhood with no HOA or CDD fees, this unimproved homesite offers a blank canvas to design a home that fits your vision and lifestyle. Enjoy easy access to I-95, schools, shopping, restaurants, medical facilities, golf courses, parks, and Palm Coast’s beautiful beaches. Choose your own builder and build now, hold for the future, or add the property to your investment portfolio. Don’t miss this opportunity to own a piece of Florida’s inviting coastal community!

The essentials

On market
51 days
Annual tax
$563
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$475/mo
Down payment (20%)
$15,000
Property taxes
$47/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
10,019 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
51
Elementary
Belle Terre Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$563
Parcel #
07-11-31-7037-00010-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
04 Fairways
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
10,019 sqft

Price history

Date
Event
Price
8/28/2026
Listed for sale
Source: Stellar MLS #TB8543472
$75,000

Neighborhood

5 Ludlow Ln W
Palm Coast, FL, 32137 · 32137 - Palm Coast

Calculator

Est. monthly payment
$476/mo
Principal & interest$391
Property taxes$47
Insurance$38
Down payment20% · $15,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$75,000

Time on market

51 days

Monthly payment

About $475/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $563 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byKELLER WILLIAMS SOUTH SHOREListing agent: Christie FrankensteinListing data from Stellar MLS, MLS# TB8543472.

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