12039 W Fort Island Trl, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot413,821 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

12039 W Fort Island Trl is a home Crystal River. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Discover the quiet beauty of Old Florida with approx 9.5 acres of natural wetlands and marshland, offering a unique opportunity to own a piece of Florida’s native landscape. Citrus County owns 257 acres of similar character starting with an adjoining lot to this land, reinforcing the value of protecting and appreciating this environment. The wetland environment with marsh, native vegetation, and natural drainage features includes tributary areas associated with the Crystal River watershed. Its habitat can provide an inviting setting for observing biodiversity—birds and other native wildlife that may call this type of environment home. Buyer to verify any buildability options with county and environmental authorities. Though it feels remote, it is only approximately 6 miles from town, 4 miles from Ft Island Trail beach, and directly across the road from a public boat ramp. Centrally located between shopping, dining, everyday conveniences, and Gulf Coast recreation. For someone drawn to the peacefulness of wetlands and the sounds of native wildlife, this property offers something increasingly difficult to find: acreage, natural beauty, and proximity to the Crystal River area—all in one setting. Come explore the possibilities and make this beautiful piece of natural Florida yours. Adjoining residential .23 acre lot also available under separate listing (11975 W Waterwood).

The essentials

On market
17 days
Annual tax
$212
Flood zone
AE
Lot
413,821 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$452/mo
Down payment (20%)
$15,200
Property taxes
$18/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
413,821 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
17
Elementary
Crystal River Primary School
Middle
Crystal River Middle School
High
Crystal River High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$212
Parcel #
16E-18S-24-0000-11100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

County
Citrus
MLS Area
34429 - Crystal River
Lot Size
413,821 sqft
In CountyPavedWetlands

Price history

Date
Event
Price
9/25/2026
Listed for sale
Source: Stellar MLS #TB8547326
$76,000

Neighborhood

12039 W Fort Island Trl
Crystal River, FL, 34429 · 34429 - Crystal River

Calculator

Est. monthly payment
$452/mo
Principal & interest$396
Property taxes$18
Insurance$38
Down payment20% · $15,200
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$76,000

Time on market

17 days

Monthly payment

About $452/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $212 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byERA AMERICAN SUNCOAST REALTYListing agent: Karen StukesListing data from Stellar MLS, MLS# TB8547326.

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