611 Elm St, photo 1
Active
1 / 45

Overview

3 bd2 ba1,907 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot6,090 sqft
Living area1,907 sqft
Price / sqft$341
Garage1 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
LINCOLN HEIGHTS
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen Floorplan

611 Elm St is a 2026-built home in Lincoln Heights, Safety Harbor. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,907 square feet of living space. Listed at $649,999 (about $341/sqft), 35 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. SELLER WILLING TO ASSIST WITH BUYER'S CLOSING COSTS!!! Brand-new construction, completed in 2026, and designed with today’s lifestyle in mind—this is the kind of home that makes an immediate impression. From the inviting front porch, beautiful brick paver driveway and striking curb appeal to the beautifully finished interiors, every detail has been thoughtfully selected. Inside, there are 3 Bedrooms, 2 Bathrooms and a Bonus Room with luxury vinyl plank flooring flowing throughout, complemented by impact windows, recessed LED lighting, and soaring ceilings that create an open, airy atmosphere. The great room and primary suite feature dramatic cathedral ceilings, while the generously sized secondary bedrooms boast volume ceilings and plenty of space. At the heart of the home, the stunning kitchen combines style and function with gleaming quartz countertops and a matching backsplash, custom ornate Shaker-style cabinetry, stainless steel appliances, and an oversized stainless farmhouse sink. The expansive counter provides the perfect spot for casual dining with bar stools or gathering with friends and family. The primary suite offers a private retreat with a spacious walk-in closet and an impressive ensuite bath featuring elegant marble tile, a glass- partially enclosed step-in shower with dual shower heads, and a beautiful dual-sink vanity topped with quartz. The secondary bath continues the upscale feel with a marble tile shower surround. An oversized laundry room adds exceptional convenience and storage, while the second bedroom offers its own direct access to the backyard and spacious rear porch. There is even room to add a swimming pool. Outside, both the front and rear porches are finished with durable epoxy and flake coating, creating attractive and easy-care outdoor spaces. The home also includes a one-car garage and is situated on a street experiencing an exciting transformation, with new construction bringing fresh energy and vitality to the neighborhood—including additional brand-new homes planned directly adjacent to this property. With the opportunity to be among the newest homes in an area on the rise, this is more than a new house—it’s a chance to be part of what’s next.

The essentials

Built
2026
Price / sqft
$341
On market
35 days
Annual tax
$1,449
Flood zone
X · Low risk
Lot
6,090 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
1 car garage
Driveway
6,090 sqft lot
Lot size
1,907 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$3,836/mo
Down payment (20%)
$130,000
Property taxes
$121/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,090 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Ground Level, Oversized
Days on Market
35
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Private Entrance
Private Mailbox
Private Yard
Sidewalk
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Wine Refrigerator
Elementary
Safety Harbor Elementary-PN
Middle
Safety Harbor Middle-PN
High
Countryside High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,449
Parcel #
04-29-16-51822-002-0110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lincoln Heights
County
Pinellas
MLS Area
34695 - Safety Harbor
Lot Size
6,090 sqft

Price history

Date
Event
Price
10/3/2026
Price change
Source: Stellar MLS #TB8547613
$649,999-0.8%
$341/sqft
-
Price change
Source: Stellar MLS #TB8547613
$654,999-0.8%
$343/sqft
9/10/2026
Listed for sale
Source: Stellar MLS #TB8547613
$659,999
$346/sqft

Neighborhood

611 Elm St
Safety Harbor, FL, 34695 · 34695 - Safety Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $649,999
$640,000 – $649,999
98.8% – 100% of listTops out right at the list price
80% of listList price
53 of the last 104 home closings in 34695 landed at this number or higher (51%). The median one sat 22 days before it went under contract, and this one is on day 35 after a $10,000 cut.

Sample: 104 closed home sales in 34695 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,836/mo
Principal & interest$3,390
Property taxes$121
Insurance$325
Down payment20% · $130,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$649,999

$341 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,907 sq ft

Time on market

35 days

Year built

2026

Monthly payment

About $3,836/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,449 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX ACTION FIRST OF FLORIDAListing agent: Jarod BrewerListing data from Stellar MLS, MLS# TB8547613.

Keep exploring Florida

Pick up where you left off, or see what else is out there.