971 Cortland Way, photo 1
Active
1 / 31

Overview

3 bd2 ba2,268 sqft2 car garageSingle Family
TypeSingle Family
HOA$215.9/yr
Built1985
Lot8,799 sqft
Living area2,268 sqft
Price / sqft$253
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Stone CountersWalk-in Closet(s)Window TreatmentsSidewalkDishwasherDryerElectric Water Heater

971 Cortland Way is a 1985-built home in Wexford Leas Unit 4b, Palm Harbor. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,268 square feet of living space. Listed at $574,900 (about $253/sqft), 32 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $215.9 annually.

From the listing

2020 roof + 2018 HVAC • PGT Impact Windows • Flood Zone X with no flood insurance currently required. Single-story 3-bedroom, 2-bath home in Wexford Leas with approximately 2,268 sq ft, a split-bedroom layout, attached 2-car garage, fenced backyard, enclosed Florida room/rear patio, bonus/flex room, formal dining room, kitchen dining nook, interior laundry and covered front entry. Major system updates include a shingle roof in 2020, HVAC replacement in 2018, water heater in 2019, and a UV-light kit added to the HVAC system in 2025. PGT impact-rated windows were installed in 2017, the skylights are impact-rated, and hurricane shutters are provided for all windows except the kitchen window. The kitchen was remodeled in 2015. It features light cream cabinetry, stainless refrigerator, range/oven, microwave and dishwasher, tile backsplash, recessed lighting, extensive cabinet storage and a reverse osmosis (RO) water filtration system. The primary bath was renovated in 2015, with the shower fully renovated and flooring updated in 2023; the second bath received a complete update in March 2026. The living room features shiplap accent walls, luxury vinyl plank flooring, a vaulted ceiling, impact-rated skylights and a fireplace with stone surround; the fireplace was replaced in 2017. Plantation shutters, recessed lighting and updated finishes continue through key living areas, and the formal dining room includes beadboard/wainscoting. The bonus/flex room is located off the primary suite and adds separate space for office, exercise, hobby or sitting-room use; the primary suite also provides direct access to the enclosed rear patio overlooking the fenced backyard. Additional improvements include a laundry-room remodel in 2019, vinyl gates in 2023, a new driveway and east-side vinyl fencing in 2024, added attic insulation in 2026, an attic fan with Bluetooth remote control, landscape lighting, irrigation and a water-softener system. There are even more updates and extras throughout the home, so be sure to ask for the FAQ sheet for the full list. The location also puts a mix of everyday conveniences, downtown destinations and outdoor recreation within a short drive. Approximately 0.2 miles from the neighborhood playground and park area, 0.9 mi to Maria’s Farm Fresh Market, 1.1 mi to The Fix Coffee, 1.3 mi to Ozona Elementary School, 1.7 mi to Palm Harbor University High School, 1.8 mi to Palm Harbor Middle School and 2.1 mi to Downtown Palm Harbor for restaurants, breweries and local shops. Wall Springs Park is about 3.8 mi away with trails, boardwalks, an observation tower and direct access to the Pinellas Trail, and Honeymoon Island State Park is about 4 mi from the home. Listing includes a 3D tour, video tour and floor plan.

Request documents

Free. Tap one and our team sends it over.

The essentials

Built
1985
Price / sqft
$253
On market
32 days
Annual tax
$5,300
HOA
$215.9/yr
Flood zone
X · Low risk
Lot
8,799 sqft
Type
Single Family Residence

At a glance

Single family
Built 1985
2 car garage
8,799 sqft lot
Lot size
2,268 sqft
Living area

Payment

Est. monthly payment
$3,745/mo
Down payment (20%)
$114,980
Property taxes
$442/mo
HOA
$215.9/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1985
Lot
8,799 sqft
Cooling
Central Air, Attic Fan
Heating
Electric
Parking
-
Days on Market
32
Ceiling Fans(s)
Stone Counters
Walk-in Closet(s)
Window Treatments
Sidewalk
Dishwasher
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Elementary
Ozona Elementary-PN
Middle
Palm Harbor Middle-PN
High
Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,300
Parcel #
11-28-15-96976-000-0550

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Wexford Leas Unit 4b
County
Pinellas
MLS Area
34683 - Palm Harbor
Lot Size
8,799 sqft
HOA
$215.9/yr
Ed Sanborn - HOA President

Price history

Date
Event
Price
9/13/2026
Listed for sale
Source: Stellar MLS #TB8548247
$574,900
$253/sqft

Neighborhood

971 Cortland Way
Palm Harbor, FL, 34683 · 34683 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $574,900
$565,000 – $574,900
98.2% – 100% of listTops out right at the list price
80% of listList price
81 of the last 161 home closings in 34683 landed at this number or higher (50%). The median one sat 25 days before it went under contract, and this one is on day 32.

Sample: 161 closed home sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,745/mo
Principal & interest$2,998
Property taxes$442
Insurance$287
HOA$18
Down payment20% · $114,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$574,900

$253 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,268 sq ft

Time on market

32 days

Year built

1985

Monthly payment

About $3,745/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,300 annual tax bill, insurance, and the $215.9/yr HOA fee.

HOA fee

$215.9/yr

Managed by Ed Sanborn - HOA President.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBETTER HOMES AND GARDENS REAL ESTATE ATCHLEY PROPEListing agent: William Wargin PLLCListing data from Stellar MLS, MLS# TB8548247.

Keep exploring Florida

Pick up where you left off, or see what else is out there.