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About this home
971 Cortland Way is a 1985-built home in Wexford Leas Unit 4b, Palm Harbor. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,268 square feet of living space. Listed at $574,900 (about $253/sqft), 32 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $215.9 annually.
2020 roof + 2018 HVAC • PGT Impact Windows • Flood Zone X with no flood insurance currently required. Single-story 3-bedroom, 2-bath home in Wexford Leas with approximately 2,268 sq ft, a split-bedroom layout, attached 2-car garage, fenced backyard, enclosed Florida room/rear patio, bonus/flex room, formal dining room, kitchen dining nook, interior laundry and covered front entry. Major system updates include a shingle roof in 2020, HVAC replacement in 2018, water heater in 2019, and a UV-light kit added to the HVAC system in 2025. PGT impact-rated windows were installed in 2017, the skylights are impact-rated, and hurricane shutters are provided for all windows except the kitchen window. The kitchen was remodeled in 2015. It features light cream cabinetry, stainless refrigerator, range/oven, microwave and dishwasher, tile backsplash, recessed lighting, extensive cabinet storage and a reverse osmosis (RO) water filtration system. The primary bath was renovated in 2015, with the shower fully renovated and flooring updated in 2023; the second bath received a complete update in March 2026. The living room features shiplap accent walls, luxury vinyl plank flooring, a vaulted ceiling, impact-rated skylights and a fireplace with stone surround; the fireplace was replaced in 2017. Plantation shutters, recessed lighting and updated finishes continue through key living areas, and the formal dining room includes beadboard/wainscoting. The bonus/flex room is located off the primary suite and adds separate space for office, exercise, hobby or sitting-room use; the primary suite also provides direct access to the enclosed rear patio overlooking the fenced backyard. Additional improvements include a laundry-room remodel in 2019, vinyl gates in 2023, a new driveway and east-side vinyl fencing in 2024, added attic insulation in 2026, an attic fan with Bluetooth remote control, landscape lighting, irrigation and a water-softener system. There are even more updates and extras throughout the home, so be sure to ask for the FAQ sheet for the full list. The location also puts a mix of everyday conveniences, downtown destinations and outdoor recreation within a short drive. Approximately 0.2 miles from the neighborhood playground and park area, 0.9 mi to Maria’s Farm Fresh Market, 1.1 mi to The Fix Coffee, 1.3 mi to Ozona Elementary School, 1.7 mi to Palm Harbor University High School, 1.8 mi to Palm Harbor Middle School and 2.1 mi to Downtown Palm Harbor for restaurants, breweries and local shops. Wall Springs Park is about 3.8 mi away with trails, boardwalks, an observation tower and direct access to the Pinellas Trail, and Honeymoon Island State Park is about 4 mi from the home. Listing includes a 3D tour, video tour and floor plan.
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$574,900
$253 per sq ft
Beds and baths
3 beds, 2 baths
Size
2,268 sq ft
Time on market
32 days
Year built
1985
Monthly payment
About $3,745/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,300 annual tax bill, insurance, and the $215.9/yr HOA fee.
HOA fee
$215.9/yr
Managed by Ed Sanborn - HOA President.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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