13184 Montego St, photo 1
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Overview

3 bd2 ba1,088 sqftSingle Family
TypeSingle Family
HOANone listed
Built2003
Lot10,000 sqft
Living area1,088 sqft
Price / sqft$230

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primary Bedroom Main FloorThermostatWalk-in Closet(s)Private YardRain GuttersCooktopDishwasher

13184 Montego St is a 2003-built home in Spring Hill, Spring Hill. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,088 square feet of living space. Listed at $250,000 (about $230/sqft), 16 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Refreshed, inviting, and NO HOA or CDD? Now we're talking! Welcome to 13184 Montego St in Spring Hill, a 3-bedroom, 2-bath home that makes great use of its 1,008 square feet. The floor plan keeps the main living areas feeling connected, while fresh interior paint and brand-new carpet provide a clean, updated start and an easy opportunity to make the space your own. Beyond the main living space, you'll find a 2-car garage and a spacious lot with plenty of room to enjoy the outdoors, entertain, garden, or create the backyard setup you've been envisioning. Conveniently located near shopping, dining, recreation, and everyday essentials, this home offers a practical layout with room to enjoy both inside and out. Sometimes, simple just makes sense. Come see it for yourself! Some photos may have been virtually staged for illustrative purposes.

The essentials

Built
2003
Price / sqft
$230
On market
16 days
Annual tax
$1,137
Flood zone
X · Low risk
Lot
10,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2003
10,000 sqft lot
Lot size
1,088 sqft
Living area

Payment

Est. monthly payment
$1,524/mo
Down payment (20%)
$50,000
Property taxes
$95/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2003
Lot
10,000 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
16
Ceiling Fans(s)
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Private Yard
Rain Gutters
Cooktop
Dishwasher
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,137
Parcel #
R32-323-17-5130-0843-0040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spring Hill
County
Hernando
MLS Area
34609 - Spring Hill/Brooksville
Lot Size
10,000 sqft

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #TB8548621
$250,000+212.9%
$230/sqft
5/23/2003
Sold
Source: Hernando County Public Record
$79,900
$73/sqft

Neighborhood

13184 Montego St
Spring Hill, FL, 34609 · 34609 - Spring Hill/Brooksville

Market insights

Offer Insights

Choose an offer strength

List price: $250,000
$250,000
99.5% – 100% of listTops out right at the list price
80% of listList price
200 of the last 379 home closings in 34609 landed at this number or higher (53%). The median one sat 33 days before it went under contract, and this one is on day 16.

Sample: 379 closed home sales in 34609 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,524/mo
Principal & interest$1,304
Property taxes$95
Insurance$125
Down payment20% · $50,000
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$250,000

$230 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,088 sq ft

Time on market

16 days

Year built

2003

Monthly payment

About $1,524/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,137 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byELEVATED REALTYListing agent: Tee HarrisListing data from Stellar MLS, MLS# TB8548621.

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