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Overview

3 bd2 ba1,483 sqft2 car garageSingle Family
TypeSingle Family
HOA$15/mo
Built2026
Lot0.11 ac
Living area1,483 sqft
Price / sqft$175
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
VILLAMAR
Type
Single Family Residence

True monthly carry

HOA
~$15/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Walk-in Closet(s)LightingSidewalkPlaygroundPoolSidewalksDishwasherDisposal

3948 Giorgio Dr is a 2026-built home in Villamar, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,483 square feet of living space. Listed at $259,900 (about $175/sqft), 19 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $15 monthly.

From the listing

Brand new, energy-efficient home available by Aug 2026! Open floor plan with a lot of flexibility. Retreat to your primary suite that is conveniently situated in the back of the home for plenty of privacy and offers a huge walk-in closet and bathroom with dual sink vanity and standalone shower. Visit Villamar and explore new single-family homes for sale in Winter Haven, FL. Residents will have access to two resort-style amenity centers featuring a clubhouse, pool, and playground. Winter Haven is known for its beautiful chain of lakes with lakeside restaurants and its award-winning community theater. Nearby attractions include Legoland Florida and Peppa Pig Theme Park. A brand-new model and new phase are coming soon. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

The essentials

Built
2026
Price / sqft
$175
On market
19 days
Annual tax
$1
HOA
$15/mo
Flood zone
X · Low risk
Lot
0.11 ac
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
Garage Door Opener
1,483 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$1,500/mo
Down payment (20%)
$51,980
Property taxes
$0/mo
HOA
$15/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
0.11 ac
Cooling
Humidity Control
Heating
Electric, Heat Pump
Parking
Garage Door Opener
Days on Market
19
Walk-in Closet(s)
Lighting
Sidewalk
Playground
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Elementary
Chain O Lakes Elem
Middle
Denison Middle
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2026)
$1
Parcel #
26-29-15-688505-003620

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villamar
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
0.11 ac
HOA
$15/mo
PRIME COMMUNITY MANAGEMENT

Price history

Date
Event
Price
9/24/2026
Listed for sale
Source: Stellar MLS #TB8548733
$259,900
$175/sqft

Neighborhood

3948 Giorgio Dr
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $259,900
$257,500 – $259,900
99.5% – 100% of listTops out right at the list price
80% of listList price
223 of the last 353 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 19.

Sample: 353 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,501/mo
Principal & interest$1,355
Property taxes$0
Insurance$130
HOA$15
Down payment20% · $51,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$259,900

$175 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,483 sq ft

Time on market

19 days

Year built

2026

Monthly payment

About $1,500/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1 annual tax bill, insurance, and the $15/mo HOA fee.

HOA fee

$15/mo

Managed by PRIME COMMUNITY MANAGEMENT.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMERITAGE HOMES OF FL REALTYListing agent: Bryan SumnerListing data from Stellar MLS, MLS# TB8548733.

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