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About this home
35224 Whispering Pines Dr is a 2002-built home in Lake Bernadette 03, Zephyrhills. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,391 square feet of living space. Listed at $250,000 (about $180/sqft), 27 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $840 quarterly.
Welcome to Lake Bernadette! This inviting 3-bedroom, 2-bath end-unit villa offers low-maintenance living in one of Zephyrhills’ established golf course communities. The HOA maintains the roof, exterior, and landscaping, allowing you to spend more time enjoying the Florida lifestyle. Inside, an open and airy floor plan is complemented by abundant natural light, updated flooring, and newer kitchen cabinetry. The spacious primary suite features a private en-suite bath, while two additional bedrooms offer flexibility for guests, family, or a home office. Enjoy community amenities including golf, tennis, pickleball, fitness, and more, all surrounded by quiet streets and the natural beauty of Lake Bernadette. Conveniently located near shopping, dining, and everyday essentials, this villa offers comfort, convenience, and the opportunity to make it your own.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Sample: 27 closed townhouse or villa sales in 33541 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$250,000
$180 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,391 sq ft
Time on market
27 days
Year built
2002
Monthly payment
About $2,124/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,978 annual tax bill, insurance, and the $840/qtr HOA fee.
HOA fee
$840/qtr
Managed by Beverly Gedney.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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