3896 SW 177th Ter, photo 1
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Overview

3 bd2 ba1,310 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2025
Lot45,302 sqft
Living area1,310 sqft
Price / sqft$228
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Stone CountersLightingPrivate EntrancePrivate YardBuilt-in OvenDishwasherDryer

3896 SW 177th Ter is a 2025-built home in Lake Tropicana Ranchettes Firs, Dunnellon. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,310 square feet of living space. Listed at $299,000 (about $228/sqft), 17 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Built in 2025 and set on 1.04 acres, this nearly new 3-bedroom, 2-bath home offers space, privacy, and modern comfort just minutes from Rainbow Springs. Located in Lake Tropicana Ranchettes with no HOA, the home features approximately 1,317 square feet of thoughtfully designed living space, an open floor plan, cathedral ceilings, stone countertops, and luxury vinyl plank flooring throughout the main living areas. The bedrooms are comfortably finished with carpet. Concrete block and stucco construction, a hip roof with fiberglass shingles, and an energy-efficient heat pump provide durability and efficiency. Additional features include an attached two-car garage with an automatic opener, a covered front porch, a rear patio, and a concrete and gravel driveway with plenty of room for RV or recreational-vehicle parking. With more than an acre of land, well and septic utilities, and convenient access to Rainbow Springs and Dunnellon, this move-in-ready property offers the benefits of a newer home without the wait of new construction. Schedule your private showing today!

The essentials

Built
2025
Price / sqft
$228
On market
24 days
Annual tax
$641
Flood zone
X · Low risk
Lot
45,302 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
Private pool
Above Ground
2 car garage
Driveway
1.04 acres
Lot size
1,310 sqft
Living area

Payment

Est. monthly payment
$1,762/mo
Down payment (20%)
$59,800
Property taxes
$53/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
45,302 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
Driveway, Garage Door Opener, RV Access/Parking
Pool
Above Ground
Days on Market
24
Cathedral Ceiling(s)
Stone Counters
Lighting
Private Entrance
Private Yard
Built-in Oven
Dishwasher
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Elementary
Romeo Elementary School
Middle
Dunnellon Middle School
High
Dunnellon High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$641
Parcel #
1741-002-009

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Tropicana Ranchettes Firs
County
Marion
MLS Area
34432 - Dunnellon
Lot Size
45,302 sqft
Unincorporated

Price history

Date
Event
Price
9/15/2026
Listed for sale
Source: Stellar MLS #TB8549051
$299,000
$228/sqft

Neighborhood

3896 SW 177th Ter
Dunnellon, FL, 34432 · 34432 - Dunnellon

Market insights

Offer Insights

Choose an offer strength

List price: $299,000
$295,000 – $299,000
98.9% – 100% of listTops out right at the list price
80% of listList price
161 of the last 320 home closings in 34432 landed at this number or higher (50%). The median one sat 48 days before it went under contract, and this one is on day 24.

Sample: 320 closed home sales in 34432 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,762/mo
Principal & interest$1,559
Property taxes$53
Insurance$150
Down payment20% · $59,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,000

$228 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,310 sq ft

Time on market

24 days

Year built

2025

Monthly payment

About $1,762/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $641 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byONEIL COMMERCIAL ADVISORSListing agent: Ryan O'NeilListing data from Stellar MLS, MLS# TB8549051.

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