2620 Cove Cay Dr #306, photo 1
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Overview

1 bd2 ba810 sqftCondominium
TypeCondominium
Condo dues$721/mo
Built1974
Lot73,898 sqft
Living area810 sqft
Price / sqft$167

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About this home

Ceiling Fans(s)Kitchen/Family Room ComboStone CountersThermostatWalk-in Closet(s)BalconyLightingStorage

2620 Cove Cay Dr #306 is a 1974-built home in Cove Cay 26-20 Village II, Clearwater. Inside you'll find 1 bedrooms, 2 bathrooms, and 810 square feet of living space. Listed at $135,000 (about $167/sqft), 12 days on market. Flood zone AE, VE, X - confirm flood insurance requirements with your lender. Condo dues run $721 monthly.

From the listing

TAMPA BAY VIEWS & RESORT-STYLE LIVING AT COVE CAY! Welcome to this beautifully updated 1-bedroom, 1.5-bath condo in Village 2 of Clearwater’s gated Cove Cay community. From the moment you step inside, you’ll appreciate the bright, open layout and beautiful views of Tampa Bay from nearly every room. The spacious living and dining areas flow seamlessly into the updated kitchen, featuring real wood cabinetry, granite countertops, stainless steel appliances and a breakfast bar—perfect for casual dining and entertaining. The generous primary suite offers beautiful water views, a walk-in closet and updated ensuite bath with updated vanity and a glass-enclosed shower. A convenient half bath is located off the main living area. Carpet provides a comfortable feel in both the living room and bedroom, with tile flooring in the kitchen area and baths. Additional features include hurricane-impact windows for added protection, energy efficiency and noise reduction, along with an HVAC system installed in 2017 and water heater in 2025. One of the highlights of this home is the private screened lanai overlooking Tampa Bay. Enjoy morning coffee, an evening glass of wine or simply relax and take in the peaceful Florida scenery. For added convenience, your private laundry is located just steps from the front door, and the unit includes an assigned covered carport. Cove Cay offers an impressive resort-style lifestyle with a heated pool and spa, clubhouse, fitness center, sauna, shuffleboard, 18-hole golf course, on-site restaurant and guarded gated entry. The community marina offers boating opportunities and water access for those looking to take full advantage of the Tampa Bay lifestyle. Association dues include water, sewer, trash, basic cable, grounds maintenance and pest control, making everyday living even easier. Village 2 also allows one small dog or two cats with approval. Conveniently located near shopping, dining and everyday necessities, with easy access to both St. Pete-Clearwater International Airport and Tampa International Airport, plus Clearwater Beach and the Gulf Coast just a short drive away. Whether you’re looking for a full-time residence or Florida getaway, this beautifully updated Cove Cay condo combines Tampa Bay views, hurricane-impact windows, resort-style amenities and an exceptional Clearwater location. Come see why life at Cove Cay feels like vacation every day! All information deemed accurate, buyer and buyers agent to verify.

The essentials

Built
1974
Price / sqft
$167
On market
12 days
Annual tax
$2,425
Condo dues
$721/mo
Flood zone
AE, VE, X
Lot
73,898 sqft
Type
Condominium

At a glance

Condo
Built 1974
Waterfront
Bay/Harbor
Community pool
Fitness center too
Private balcony
Outdoor space
810 sqft
Living area

Payment

Est. monthly payment
$1,695/mo
Down payment (20%)
$27,000
Property taxes
$202/mo
Condo dues
$721/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1974
Lot
73,898 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Bay/Harbor
Days on Market
12
Ceiling Fans(s)
Kitchen/Family Room Combo
Stone Counters
Thermostat
Walk-in Closet(s)
Balcony
Lighting
Storage
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Community Mailbox
Fitness Center
Gated Community - Guard
Golf
Pool
Restaurant
Built-in Oven
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Belcher Elementary-PN
Middle
Oak Grove Middle-PN
High
Pinellas Park High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE, VE, X
Annual Tax (2025)
$2,425
Parcel #
29-29-16-18714-000-0306

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cove Cay 26-20 Village II
County
Pinellas
MLS Area
33760 - Clearwater
Lot Size
73,898 sqft
City LimitsLandscapedLevelNear MarinaNear Public TransitOn Golf CoursePaved
Condo dues
$721/mo
Lori Pollock

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #TB8549532
$135,000
$167/sqft

Neighborhood

2620 Cove Cay Dr #306
Clearwater, FL, 33760 · 33760 - Clearwater

Market insights

Offer Insights

Choose an offer strength

List price: $135,000
$133,000 – $135,000
98.7% – 100% of listTops out right at the list price
80% of listList price
19 of the last 36 condo closings in 33760 landed at this number or higher (53%). The median one sat 49 days before it went under contract, and this one is on day 12.

Sample: 36 closed condo sales in 33760 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,695/mo
Principal & interest$704
Property taxes$202
Insurance$68
HOA$721
Down payment20% · $27,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$135,000

$167 per sq ft

Beds and baths

1 beds, 2 baths

Size

810 sq ft

Time on market

12 days

Year built

1974

Monthly payment

About $1,695/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,425 annual tax bill, insurance, and $721/mo in condo dues.

Condo dues

$721/mo

Managed by Lori Pollock.

Flood zone

Zone AE, VE, X

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX REALTEC GROUP INCListing agent: Peter DorwinListing data from Stellar MLS, MLS# TB8549532.

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