3132 13th Ave N, photo 1
Active Under Contract
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Overview

0 baLand
TypeLand
HOANone listed
Lot6,500 sqft

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About this home

3132 13th Ave N is a home in Floral Villa Estates, St Petersburg. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Under contract-accepting backup offers. Build-ready opportunity in St. Petersburg with plans and approval already in place! This 6,500 SF lot is being offered with plans for a beautiful two-story, 3-bedroom, 2.5-bath single-family home featuring approximately 2,445 SF of living area and 2,831 SF under roof. The thoughtfully designed floor plan offers an open main living area with a spacious kitchen, dining area, living room, pantry, mudroom and convenient powder bath, along with a covered front porch and generous rear lanai. Upstairs features a private owner’s suite with ensuite bath and walk-in closet, two additional bedrooms, a second full bath, laundry room and loft space. The plans also include a 484 SF accessory structure, providing additional flexibility for storage, workspace or future use. Exterior plans call for a mix of smooth horizontal Hardie siding, stucco accents, covered porches and a shingle roof for a classic coastal-inspired look. Located in the City of St. Petersburg, this is an excellent opportunity to purchase a lot with the design work and approvals already in place and move forward with construction of a new home. Buyer to verify all plans, dimensions, approvals, construction requirements and intended uses with the appropriate authorities.

The essentials

On market
26 days
Annual tax
$779
Flood zone
X · Low risk
Lot
6,500 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$1,350/mo
Down payment (20%)
$45,000
Property taxes
$65/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
6,500 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
26
Elementary
Mount Vernon Elementary-PN
Middle
John Hopkins Middle-PN
High
St. Petersburg High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$779
Parcel #
14-31-16-28152-014-0050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Floral Villa Estates
County
Pinellas
MLS Area
33713 - St Pete
Lot Size
6,500 sqft
BuildableClearedCity LimitsIn CountyNear Public TransitRoom For PoolPaved

Price history

Date
Event
Price
9/18/2026
Listed for sale
Source: Stellar MLS #TB8549963
$225,000

Neighborhood

3132 13th Ave N
St Petersburg, FL, 33713 · 33713 - St Pete

Calculator

Est. monthly payment
$1,351/mo
Principal & interest$1,173
Property taxes$65
Insurance$113
Down payment20% · $45,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$225,000

Time on market

26 days

Monthly payment

About $1,350/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $779 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byJAY ALAN REAL ESTATEListing agent: John CreamerListing data from Stellar MLS, MLS# TB8549963.

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