4304 Bay Club Cir #4304, photo 1
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Overview

1 bd1 ba964 sqft1 car garageCondominium
TypeCondominium
HOA + condo dues$1,286/mo
Built1997
Lot2 sqft
Living area964 sqft
Price / sqft$274
Garage1 car

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About this home

Built-in FeaturesCeiling Fans(s)Living Room/Dining Room ComboOpen FloorplanStone CountersThermostatTray Ceiling(s)Balcony

4304 Bay Club Cir #4304 is a 1997-built home in Island Club At Rocky Point A C, Tampa. Inside you'll find 1 bedrooms, 1 bathrooms, and 964 square feet of living space. Listed at $263,900 (about $274/sqft), 28 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $642.73 monthly. Condo dues run $643 monthly.

From the listing

Seller Credit of $2600 ! Can be use towards Pre-payment of HOA fees or towards your Interest Rate buy down! Experience resort-style living at its finest in this beautifully upgraded condo located in the highly desirable Island Club at Rocky Point. Spanning 964 sq. ft. of well-designed living space, this open-concept home includes a private screened-in sitting area perfect for relaxing evenings. A rare and highly valuable feature for a 1-bedroom condo, this unit also includes a private one-car garage with storage space and its own designated parking! Community amenities include a heated salt water pool, a fully equipped fitness center, hot tub, dry sauna, grills, dock, and kayak launch and storage. HOA also covers Pest Control, Internet, Cable TV, and streaming apps (HULU, Paramount+, Disney+, HBO Max, Peacock). Unbeatable location within walking distance to local waterfront dining and public beach access. Enjoy a lightning-fast commute with Tampa International Airport less than 5 minutes away, and quick access to both South Tampa and Clearwater via the Courtney Campbell Causeway. Don't miss out on this turnkey island lifestyle opportunity! Buyer to verify all information

The essentials

Built
1997
Price / sqft
$274
On market
28 days
Annual tax
$4,851
HOA + condo dues
$1,286/mo
Flood zone
AE
Lot
2 sqft
Type
Condominium

At a glance

Condo
Built 1997
1 car garage
Private balcony
Outdoor space
964 sqft
Living area

Payment

Est. monthly payment
$3,198/mo
Down payment (20%)
$52,780
Property taxes
$404/mo
HOA + condo dues
$1,286/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1997
Lot
2 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
28
Built-in Features
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Stone Counters
Thermostat
Tray Ceiling(s)
Balcony
Outdoor Grill
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - No Guard
Cooktop
Dishwasher
Dryer
Electric Water Heater
Microwave
Range Hood
Refrigerator
Washer
Flood Zone AE
Annual Tax (2025)
$4,851
Parcel #
A-14-29-17-89G-000004-04304.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Island Club At Rocky Point A C
County
Hillsborough
MLS Area
33607 - Tampa
Lot Size
2 sqft
HOA + condo dues
$1,286/mo
$643/mo HOA plus $643/mo condo dues
Island Club/Kelly Haller

Price history

Date
Event
Price
10/16/2026
Price change
Source: Stellar MLS #TB8550136
$263,900-1.9%
$274/sqft
9/18/2026
Listed for sale
Source: Stellar MLS #TB8550136
$269,000
$279/sqft

Neighborhood

4304 Bay Club Cir #4304
Tampa, FL, 33607 · 33607 - Tampa

Market insights

Offer Insights

Choose an offer strength

List price: $263,900
$260,000 – $263,900
98.1% – 100% of listTops out right at the list price
80% of listList price
10 of the last 18 condo closings in 33607 landed at this number or higher (56%). The median one sat 65 days before it went under contract, and this one is on day 28 after a $5,100 cut.

Sample: 18 closed condo sales in 33607 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,199/mo
Principal & interest$1,376
Property taxes$404
Insurance$132
HOA$1,286
Down payment20% · $52,780
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$263,900

$274 per sq ft

Beds and baths

1 beds, 1 baths

Size

964 sq ft

Time on market

28 days

Year built

1997

Monthly payment

About $3,198/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,851 annual tax bill, insurance, and $1,286/mo in HOA and condo dues.

HOA + condo dues

$1,286/mo

$643/mo HOA plus $643/mo condo dues. Managed by Island Club/Kelly Haller.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byDALTON WADE INCListing agent: Justin BicketListing data from Stellar MLS, MLS# TB8550136.

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