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Overview

1 bd1 ba2,079 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1999
Lot485,003 sqft
Living area2,079 sqft
Price / sqft$866
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingDry BarEat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen Floorplan

2805 Gulf City Rd is a 1999-built home in Unplatted, Ruskin. Inside you'll find 1 bedrooms, 1 bathrooms, and 2,079 square feet of living space. Listed at $1,800,000 (about $866/sqft), 28 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Experience sweeping views of the Little Manatee River from your own private retreat. This rare and exceptional property features a beautifully remodeled home thoughtfully designed for entertaining, relaxing, and enjoying the picturesque natural surroundings. At the heart of the home, expansive wall-to-wall windows fill the living spaces with natural light while showcasing stunning river views as the ultimate backdrop. The meticulously maintained backyard is a peaceful oasis, complete with lush St. Augustine grass, majestic oak trees, a covered porch, a charming swing, and a private dock—perfect for quiet mornings or relaxing evenings by the river. The spacious travertine pool lanai provides an ideal setting for entertaining large gatherings while still capturing beautiful views of the river. Inside, the well-appointed kitchen features top-of-the-line appliances, upscale finishes, and plenty of space for hosting family and friends. The large primary bedroom offers serene river views and an impressive walk-in closet. A versatile den provides additional flex space that can easily serve as a guest bedroom, home office, media room, or entertainment space. Beyond the main residence, the property offers two additional barns along the meticulously maintained driveway, providing abundant storage and exciting potential for future use. With its exceptional privacy, beautifully updated home, and breathtaking river views, this is a truly rare opportunity to own your own slice of the Little Manatee River.

The essentials

Built
1999
Price / sqft
$866
On market
28 days
Annual tax
$12,805
Flood zone
AE
Lot
485,003 sqft
Type
Single Family Residence

At a glance

Single family
Built 1999
Waterfront
River Front
Private pool
In Ground
2 car garage
11.13 acres
Lot size

Payment

Est. monthly payment
$11,355/mo
Down payment (20%)
$360,000
Property taxes
$1,067/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1999
Lot
485,003 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Waterfront
River Front
Days on Market
28
Built-in Features
Ceiling Fans(s)
Crown Molding
Dry Bar
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Walk-in Closet(s)
Lighting
Private Entrance
Built-in Oven
Dishwasher
Disposal
Range
Range Hood
Wine Refrigerator
Elementary
Ruskin-HB
Middle
Shields-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$12,805
Parcel #
U-11-32-18-ZZZ-000001-08640.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Unplatted
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
485,003 sqft

Price history

Date
Event
Price
9/21/2026
Listed for sale
Source: Stellar MLS #TB8550774
$1,800,000+33.3%
$866/sqft
10/14/2005
Sold
Source: Hillsborough County Public Record
$1,350,000
$649/sqft

Neighborhood

2805 Gulf City Rd
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $1,800,000
$1.79M – $1.80M
99.5% – 100% of listTops out right at the list price
80% of listList price
129 of the last 216 home closings in 33570 landed at this number or higher (60%). The median one sat 43 days before it went under contract, and this one is on day 28.

Sample: 216 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$11,355/mo
Principal & interest$9,388
Property taxes$1,067
Insurance$900
Down payment20% · $360,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,800,000

$866 per sq ft

Beds and baths

1 beds, 1 baths

Size

2,079 sq ft

Time on market

28 days

Year built

1999

Monthly payment

About $11,355/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,805 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byFISCHBACH LAND COMPANY LLCListing agent: Reed FischbachListing data from Stellar MLS, MLS# TB8550774.

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