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Overview

3 bd2 ba2,619 sqftSingle Family
TypeSingle Family
HOA$275/yr
Built1988
Lot12,384 sqft
Living area2,619 sqft
Price / sqft$325

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Chair RailHigh CeilingsKitchen/Family Room ComboSolid Surface CountersSplit BedroomStone Counters

2194 Pinnacle Cir N is a 1988-built home in Pinnacle At Cobbs Landing, Palm Harbor. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,619 square feet of living space. Listed at $850,000 (about $325/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $275 annually.

From the listing

An unexpected relocation brings this turnkey home, custom-built by executive home builder Mark Maconi, to market in the highly desired Cobb’s Landing – Pinnacle neighborhood. Purchased with plans to be their long-term home, the current homeowners took great care in renovating and updating the property from the inside out. The result is a beautifully cared-for home ready for its next owners to simply move in and enjoy. The kitchen has been thoughtfully reconfigured with a new layout designed for functional everyday living. Every element of the renovation is new, including the premium quartz countertops, deep single-bowl stainless steel sink, touchless faucet, Whirlpool Gold appliances, reverse osmosis system at the sink and refrigerator, professionally refinished cabinet and drawer fronts, soft-close doors and drawers, custom drawer inserts, 3/4 HP disposal, backsplash, and fresh paint. Designed for both everyday meals and gatherings with family and friends. The split floor plan provides privacy between the primary suite and additional bedrooms, while 12-foot cathedral ceilings create a bright, open feel throughout the home. As part of the recent renovations, attention was given to details including professionally painted interiors, six-panel doors, brushed nickel knobs and hinges, closet doors, high-performance LVP flooring in the formal areas and primary bedroom, plantation blinds, upgraded light fixtures and ceiling fans, marble vanity tops, brushed nickel faucets and shower heads, Levelor light-filtering fabric blinds on three patio doors, custom curtains in the primary bedroom, and floating shelves in the laundry room. The HVAC system has recently received a deep cleaning of the interior and exterior coils, along with newer ductwork. The home also features Pella hurricane windows for added protection. Outside, the home sits on a .28-acre lot with a field separating it from the rear neighbors and frequent deer sightings. The large pool and freshly cleaned paver patio, with newer screens, provide a comfortable space for relaxing or entertaining. Landscaping has been cleaned up and refreshed with new mulch and tropical plants. Additional improvements include facade lighting, a freshly painted front door with designer new knobs and deadbolts, new weather stripping, and a cement tile roof soft wash with a three-year cleaning warranty. Cobb’s Landing offers a park, walking trails, tennis courts, and a waterfront gazebo, along with boat slips available for rent and access to Lake Tarpon. The community is conveniently located near restaurants, shopping, and popular beaches including Honeymoon Island, Howard Park, and Sunset Beach. Curtains in Living Room do not convey. All specifications and measurements are approximate to be verified by Buyer(s).

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The essentials

Built
1988
Price / sqft
$325
On market
3 days
Annual tax
$10,749
HOA
$275/yr
Flood zone
X · Low risk
Lot
12,384 sqft
Type
Single Family Residence

At a glance

Single family
Built 1988
Private pool
In Ground
0.28 acres
Lot size
2,619 sqft
Living area

Payment

Est. monthly payment
$5,777/mo
Down payment (20%)
$170,000
Property taxes
$896/mo
HOA
$275/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1988
Lot
12,384 sqft
Cooling
Central Air
Heating
Electric
Parking
Curb Parking, Garage Door Opener
Pool
In Ground, Gunite
Days on Market
3
Cathedral Ceiling(s)
Ceiling Fans(s)
Chair Rail
High Ceilings
Kitchen/Family Room Combo
Solid Surface Counters
Split Bedroom
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Dishwasher
Disposal
Dryer
Kitchen Reverse Osmosis System
Microwave
Range
Refrigerator
Washer
Elementary
Highland Lakes Elementary-PN
Middle
Carwise Middle-PN
High
Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$10,749
Parcel #
32-27-16-71809-000-0910

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pinnacle At Cobbs Landing
County
Pinellas
MLS Area
34684 - Palm Harbor
Lot Size
12,384 sqft
City LimitsLandscapedLevelRectangleSidewalkPaved
HOA
$275/yr
PINNACLE/Cindy Alexopoulos

Price history

Date
Event
Price
10/9/2026
Listed for sale
Source: Stellar MLS #TB8552028
$850,000
$325/sqft

Neighborhood

2194 Pinnacle Cir N
Palm Harbor, FL, 34684 · 34684 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $850,000
$835,000 – $850,000
98.4% – 100% of listTops out right at the list price
80% of listList price
71 of the last 140 home closings in 34684 landed at this number or higher (51%). The median one sat 19 days before it went under contract, and this one is on day 3.

Sample: 140 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$5,777/mo
Principal & interest$4,433
Property taxes$896
Insurance$425
HOA$23
Down payment20% · $170,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$850,000

$325 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,619 sq ft

Time on market

3 days

Year built

1988

Monthly payment

About $5,777/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,749 annual tax bill, insurance, and the $275/yr HOA fee.

HOA fee

$275/yr

Managed by PINNACLE/Cindy Alexopoulos.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byCHARLES RUTENBERG REALTY INCListing agent: James M HoffmanListing data from Stellar MLS, MLS# TB8552028.

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