Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- INDIGO CREEK
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$100/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
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About this home
864 Steel Dr is a 2026-built home in Indigo Creek, Apollo Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,395 square feet of living space. Listed at $529,999 (about $221/sqft), 25 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $100 monthly.
Under Construction. What's Special: Pond View | Covered Lanai | Gourmet Kitchen | Single Level Living. New Construction – December Completion! Welcome to the Longboat at 864 Steel Drive in Indigo Creek! Step inside from the covered front porch and discover a welcoming foyer that leads past a private study, along with a secondary bedroom and full bathroom that offer flexibility for guests. The heart of the home features a bright, open-concept layout where the kitchen with a center island flows seamlessly into the dining area and great room, creating an ideal space for everyday living and entertaining. Extend your living space outdoors and enjoy the covered lanai, perfect for relaxing and taking in the Florida weather. Privately situated at the rear of the home, the primary suite serves as a peaceful retreat with a spacious bathroom and walk-in closet. Indigo Creek in Apollo Beach offers stunning lake views and plenty of ways to enjoy nature. Planned amenities include a pool, cabana, dog park, and boardwalk, along with a National Wildlife Federation–certified monarch butterfly garden and a nature playscape. Additional Highlights Include: gourmet kitchen, upgraded front door, pendant light package in kitchen, tray ceiling package, 8' interior doors, pre-plumb for future laundry sink, and outdoor kitchen rough-in. Photos are for representative purposes only. MLS#TB8552035
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The essentials
At a glance
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$529,999
$221 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,395 sq ft
Time on market
25 days
Year built
2026
Monthly payment
About $3,814/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $100/mo HOA fee.
HOA fee
$100/mo
Managed by Castle Group.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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