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Overview

4 bd2 ba2,064 sqft2 car garageSingle Family
TypeSingle Family
HOA$105/mo
Built2003
Lot8,296 sqft
Living area2,064 sqft
Price / sqft$194
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenKitchen/Family Room ComboThermostatAwning(s)LightingPrivate Mailbox

25500 Geddy Dr is a 2003-built home in Grand Oaks Ph 02 Units 06 & 08, Land O Lakes. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,064 square feet of living space. Listed at $400,000 (about $194/sqft), 0 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $105 monthly.

From the listing

Virtually Staged. IMMACULATE WATERVIEW HOME | EXTENSIVE UPGRADES | LOW HOA | NO CDD| Preferred LENDER IS OFFERING A 1/0 BUYDOWN Welcome to this beautifully upgraded 4-bedroom, 2-bathroom Waterview home offering 2,064 sq. ft. of carpet-free living in a highly sought-after community with a LOW HOA and NO CDD! Thoughtfully improved from top to bottom, this move-in-ready home combines modern finishes, smart-home conveniences, peaceful water views, and an impressive collection of hurricane-rated upgrades designed for Florida living. Step inside to a bright, open floor plan filled with natural light and enhanced by an exclusive street-facing picture window. The home features Cat 5 hurricane-rated windows throughout, an impact-rated front door, and dual back-to-back Cat 5 sliding patio doors, providing exceptional storm protection while creating a beautiful connection between the indoor and outdoor living spaces. Open the sliders to the BRAND-NEW extended patio featuring a thermally insulated covered roof, creating an incredible space for entertaining, dining outdoors, or simply relaxing while enjoying the serene water view. The upgrades continue throughout the home and include: NEW ROOF NEW HOT WATER HEATER NEW GUTTERS designed to help protect the exterior during Florida's heavy rains Cat 5 hurricane-rated windows throughout Impact-rated front entry door Dual Cat 5-rated sliding patio doors BRAND-NEW extended patio with thermally insulated covered roof Lifetime no-fade exterior paint with thermal and water shield NEWLY RENOVATED bathroom featuring a luxurious waterfall shower Upgraded irrigation system with 20 NEW sprinkler heads Epoxy-coated garage floor with SafeRack overhead storage Custom-built pantry with adjustable shelving, integrated lighting, and dedicated work surface Bluetooth sound system in the owner's suite bathroom Nest smart thermostat Security system with two interior cameras, doorbell camera, window sensors on every window, and central control panel Three wall-mounted smart TVs included NO CARPET throughout LOW HOA NO CDD From the extensive hurricane protection and major recent improvements to the beautiful water views and outdoor living space, this home has been meticulously maintained and thoughtfully upgraded. Located in a highly sought-after community, buyers can enjoy the added benefit of a LOW HOA and NO CDD, helping keep the cost of ownership attractive. This is more than a move-in-ready home—it is a property where many of the expensive improvements have already been completed. Beautifully updated, storm-ready, smart-home equipped, and positioned on the water, this one deserves to be seen in person.

The essentials

Built
2003
Price / sqft
$194
On market
Today
Annual tax
$7,289
HOA
$105/mo
Flood zone
X · Low risk
Lot
8,296 sqft
Type
Single Family Residence

At a glance

Single family
Built 2003
Water views
Water
Community pool
Shared amenity
2 car garage
8,296 sqft lot
Lot size

Payment

Est. monthly payment
$2,998/mo
Down payment (20%)
$80,000
Property taxes
$607/mo
HOA
$105/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2003
Lot
8,296 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
0
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Thermostat
Awning(s)
Lighting
Private Mailbox
Sidewalk
Clubhouse
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Water Softener
Elementary
Veterans Elementary School
Middle
Cypress Creek Middle School
High
Cypress Creek High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,289
Parcel #
19-26-15-007.0-013.00-004.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Grand Oaks Ph 02 Units 06 & 08
County
Pasco
MLS Area
34639 - Land O Lakes
Lot Size
8,296 sqft
HOA
$105/mo
Michelle Staples -Leland Mgmt

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #TB8552545
$400,000-6.8%
$194/sqft
-
Price change
Source: Stellar MLS #TB8552545
$429,000+7.2%
$208/sqft
10/11/2026
Listed for sale
Source: Stellar MLS #TB8552545
$400,000
$194/sqft

Neighborhood

25500 Geddy Dr
Land O Lakes, FL, 34639 · 34639 - Land O Lakes

Market insights

Offer Insights

Choose an offer strength

List price: $400,000
$395,000 – $400,000
99% – 100% of listTops out right at the list price
80% of listList price
69 of the last 137 home closings in 34639 landed at this number or higher (50%). The median one sat 21 days before it went under contract, and this one just listed today.

Sample: 137 closed home sales in 34639 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,999/mo
Principal & interest$2,086
Property taxes$607
Insurance$200
HOA$105
Down payment20% · $80,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$400,000

$194 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,064 sq ft

Time on market

Listed today

Year built

2003

Monthly payment

About $2,998/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,289 annual tax bill, insurance, and the $105/mo HOA fee.

HOA fee

$105/mo

Managed by Michelle Staples -Leland Mgmt.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byBHHS FLORIDA PROPERTIES GROUPListing agent: Yhotzmine FieldsListing data from Stellar MLS, MLS# TB8552545.

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