

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- MIRADA PCL 3 PH 2
- Type
- Villa
True monthly carry
- HOA
- ~$90/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
32852 Rustic Rise Rd is a 2026-built home in Mirada Pcl 3 Ph 2, San Antonio. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,564 square feet of living space. Listed at $299,999 (about $192/sqft), 20 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $271.09 quarterly.
Looking for a newer 3 bedroom, 2 bathroom home with a 2 car garage near Tampa for under $300,000? This nearly new villa in Mirada is priced at $299,999 and offers a combination of space, amenities, and location that can be difficult to find at this price point in the Greater Tampa Bay area. One of the standout features is the 2 car garage, something you don't always find in villas or homes in this price range. The backyard is already fenced, and the owners have added an enhanced security system. The northeast facing patio is another great Florida feature, offering morning sunrise views while avoiding much of the intense late afternoon sun. Located in Mirada in San Antonio Florida, this golf cart friendly community is known for its 15 acre Crystal Lagoon. Residents enjoy access to the lagoon with sandy beach areas, swimming, kayaking, paddleboarding, and other recreational activities. The community also offers a dog park, playground, and miles of walking and biking trails. The community features UltraFi internet, with base service built into Mirada's infrastructure and included for homeowners as part of the HOA fee. The location combines resort style amenities with everyday convenience. Grocery shopping, restaurants, and other services are nearby. Saint Leo University and Dade City are just a short drive away, while convenient access to Interstate 75 makes it easy to reach Wesley Chapel, Land O' Lakes, Tampa, and other parts of the Greater Tampa Bay area. For buyers relocating to Florida, first time homebuyers, downsizers, Saint Leo University faculty or staff, or anyone searching for a newer home in San Antonio Florida without sacrificing bedrooms, garage space, or community amenities.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 89 closed townhouse or villa sales in 33576 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$299,999
$192 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,564 sq ft
Time on market
20 days
Year built
2026
Monthly payment
About $1,892/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,050 annual tax bill, insurance, and the $271.09/qtr HOA fee.
HOA fee
$271.09/qtr
Managed by KAI.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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