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Overview

3 bd2 ba1,564 sqft2 car garageVilla
TypeVilla
HOA$271.09/qtr
Built2026
Lot5,227 sqft
Living area1,564 sqft
Price / sqft$192
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
MIRADA PCL 3 PH 2
Type
Villa

True monthly carry

HOA
~$90/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Split BedroomStone CountersCommunity MailboxDeed RestrictionsDog ParkGolf Carts OKPlaygroundPool

32852 Rustic Rise Rd is a 2026-built home in Mirada Pcl 3 Ph 2, San Antonio. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,564 square feet of living space. Listed at $299,999 (about $192/sqft), 20 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $271.09 quarterly.

From the listing

Looking for a newer 3 bedroom, 2 bathroom home with a 2 car garage near Tampa for under $300,000? This nearly new villa in Mirada is priced at $299,999 and offers a combination of space, amenities, and location that can be difficult to find at this price point in the Greater Tampa Bay area. One of the standout features is the 2 car garage, something you don't always find in villas or homes in this price range. The backyard is already fenced, and the owners have added an enhanced security system. The northeast facing patio is another great Florida feature, offering morning sunrise views while avoiding much of the intense late afternoon sun. Located in Mirada in San Antonio Florida, this golf cart friendly community is known for its 15 acre Crystal Lagoon. Residents enjoy access to the lagoon with sandy beach areas, swimming, kayaking, paddleboarding, and other recreational activities. The community also offers a dog park, playground, and miles of walking and biking trails. The community features UltraFi internet, with base service built into Mirada's infrastructure and included for homeowners as part of the HOA fee. The location combines resort style amenities with everyday convenience. Grocery shopping, restaurants, and other services are nearby. Saint Leo University and Dade City are just a short drive away, while convenient access to Interstate 75 makes it easy to reach Wesley Chapel, Land O' Lakes, Tampa, and other parts of the Greater Tampa Bay area. For buyers relocating to Florida, first time homebuyers, downsizers, Saint Leo University faculty or staff, or anyone searching for a newer home in San Antonio Florida without sacrificing bedrooms, garage space, or community amenities.

The essentials

Built
2026
Price / sqft
$192
On market
20 days
Annual tax
$1,050
HOA
$271.09/qtr
Flood zone
X · Low risk
Lot
5,227 sqft
Type
Villa

At a glance

Villa
Built 2026
Community pool
Shared amenity
2 car garage
Garage Door Opener
5,227 sqft lot
Lot size
1,564 sqft
Living area

Payment

Est. monthly payment
$1,892/mo
Down payment (20%)
$60,000
Property taxes
$87/mo
HOA
$271.09/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
2026
Lot
5,227 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Days on Market
20
Split Bedroom
Stone Counters
Community Mailbox
Deed Restrictions
Dog Park
Golf Carts OK
Playground
Pool
Dishwasher
Microwave
Range
Elementary
San Antonio-PO
Middle
Pasco Middle-PO
High
Pasco High-PO

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$1,050
Parcel #
11-25-20-0190-00000-1250

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mirada Pcl 3 Ph 2
County
Pasco
MLS Area
33576 - San Antonio
Lot Size
5,227 sqft
In CountySidewalkPaved
HOA
$271.09/qtr
KAI

Price history

Date
Event
Price
9/28/2026
Listed for sale
Source: Stellar MLS #TB8552638
$299,999+9.1%
$192/sqft
8/6/2026
Sold
Source: Pasco County Public Record
$275,000
$176/sqft

Neighborhood

32852 Rustic Rise Rd
San Antonio, FL, 33576 · 33576 - San Antonio

Market insights

Offer Insights

Choose an offer strength

List price: $299,999
$297,500 – $299,999
99.5% – 100% of listTops out right at the list price
80% of listList price
60 of the last 89 townhouse or villa closings in 33576 landed at this number or higher (67%). The median one sat 48 days before it went under contract, and this one is on day 20.

Sample: 89 closed townhouse or villa sales in 33576 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,892/mo
Principal & interest$1,565
Property taxes$87
Insurance$150
HOA$90
Down payment20% · $60,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,999

$192 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,564 sq ft

Time on market

20 days

Year built

2026

Monthly payment

About $1,892/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,050 annual tax bill, insurance, and the $271.09/qtr HOA fee.

HOA fee

$271.09/qtr

Managed by KAI.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPLATINUM PROPERTIES OF FLORIDA LLCListing agent: Allison NewlonListing data from Stellar MLS, MLS# TB8552638.

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