7809 38th Ter N, photo 1
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Overview

1 bd1 ba630 sqftVilla
TypeVilla
Condo dues$407/mo
Built1967
Living area630 sqft
Price / sqft$186

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenPrimary Bedroom Main FloorPrivate MailboxSidewalkSprinkler MeteredAssociation Recreation - OwnedBuyer Approval Required

7809 38th Ter N is a 1967-built home in Tyrone Villas, St Petersburg. Inside you'll find 1 bedrooms, 1 bathrooms, and 630 square feet of living space. Listed at $117,300 (about $186/sqft), 19 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $407 monthly.

From the listing

Come discover this updated 55+ hidden treasure known as Tyrone Villas. This affordable one-story condo styled as a private villa has just been painted inside, new luxury vinyl plank flooring and all new kitchen cabinets and Whirlpool stainless steel appliances. These villas have no shared-walls living with an attached covered carport for shaded parking year-round. Inside, discover a light-filled living room, eat-in kitchen, primary bedroom and bathroom with a versatile bonus room—perfect for a home office, den, or guest space—that adds unlisted Heated square footage. Updated in 2018 with a new roof (maintained by the association), windows, and sliding glass door. Just steps from a heated swimming pool, clubhouse with library and exercise equipment, and shuffleboard courts. Ideally located in the prime Tyrone area—minutes from restaurants, Tyrone Mall, banks, Bay Pines VA Hospital, and world-famous Gulf beaches, plus the scenic Pinellas Trail and vibrant downtown St. Petersburg. With no flooding or damage from the 2024 hurricanes, a pet-free and non-leasing community, and an affordable monthly fee covering water, sewer, trash, roof and exterior maintenance—plus an included washer/dryer—this villa is your quiet Florida forever home. Schedule your showing today!

The essentials

Built
1967
Price / sqft
$186
On market
19 days
Annual tax
$504
Condo dues
$407/mo
Flood zone
X · Low risk
Type
Villa

At a glance

Villa
Built 1967
Community pool
Shared amenity
630 sqft
Living area

Payment

Est. monthly payment
$1,120/mo
Down payment (20%)
$23,460
Property taxes
$42/mo
Condo dues
$407/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1967
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
19
Ceiling Fans(s)
Eat-in Kitchen
Primary Bedroom Main Floor
Private Mailbox
Sidewalk
Sprinkler Metered
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Irrigation-reclaimed Water
Pool
Sidewalks
Dishwasher
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$504
Parcel #
01-31-15-93321-000-7809

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tyrone Villas
County
Pinellas
MLS Area
33709 - St Pete/Kenneth City
Lot Size
-
Condo dues
$407/mo
Shane Javier with Aali Cam

Price history

Date
Event
Price
9/29/2026
Listed for sale
Source: Stellar MLS #TB8552680
$117,300
$186/sqft

Neighborhood

7809 38th Ter N
St Petersburg, FL, 33709 · 33709 - St Pete/Kenneth City

Market insights

Offer Insights

Choose an offer strength

List price: $117,300
$117,000 – $117,300
99.5% – 100% of listTops out right at the list price
80% of listList price
17 of the last 32 townhouse or villa closings in St Petersburg landed at this number or higher (53%). The median one sat 50 days before it went under contract, and this one is on day 19.

Sample: 32 closed townhouse or villa sales in St Petersburg over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,119/mo
Principal & interest$612
Property taxes$42
Insurance$59
HOA$407
Down payment20% · $23,460
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$117,300

$186 per sq ft

Beds and baths

1 beds, 1 baths

Size

630 sq ft

Time on market

19 days

Year built

1967

Monthly payment

About $1,120/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $504 annual tax bill, insurance, and $407/mo in condo dues.

Condo dues

$407/mo

Managed by Shane Javier with Aali Cam.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byAPONE REALTYListing agent: Phyllis AponeListing data from Stellar MLS, MLS# TB8552680.

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