3185 Charter Club Dr #B, photo 1
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Overview

2 bd2 ba1,200 sqft1 car garageVilla
TypeVilla
Condo dues$686/mo
Built1988
Living area1,200 sqft
Price / sqft$204
Garage1 car

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About this home

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main Floor

3185 Charter Club Dr #B is a 1988-built home in Pine Ridge At Lake Tarpon Village, Tarpon Springs. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,200 square feet of living space. Listed at $245,000 (about $204/sqft), 16 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $686 monthly.

From the listing

FULLY FURNISHED, MOVE-IN READY 2 BEDROOM, 2 BATHROOM VILLA WITH SEPARATE OFFICE AREA IN BEAUTIFUL EAST LAKE. Located in a desirable community, with a peaceful wooded backdrop, this spacious 2-bedroom, 2-bath villa offers a bright, open layout designed for both everyday living and entertaining. Vaulted ceilings, skylights, abundant natural light, neutral finishes, and plantation shutters create an airy and welcoming feel throughout the main living areas. The spacious living room flows seamlessly to the screened lanai, extending the living space outdoors and offering a relaxing place to enjoy morning coffee, unwind at the end of the day, or take in the serene natural surroundings. The large primary bedroom includes an ensuite bathroom, a large walk-in closet with California Closets and convenient access to the screen enclosed patio. The second living room area is ideal for a home office or additional flex space while the front bedroom is perfect for guests or a 2nd office area. The kitchen features ample cabinetry and counter space, a breakfast nook, and a pass-through overlooking the main living area for added functionality and connection. Other highlights include an indoor laundry area, ceiling fans, extra storage, a private front courtyard area, guest parking, garage parking, and the convenience of being offered furnished. Located in the Lake Tarpon Village area of Tarpon Springs, this home offers comfortable single-level living, peaceful surroundings, and a low-maintenance Florida lifestyle. SCHEDULE YOUR OWN PRIVATE SHOWING TODAY!

The essentials

Built
1988
Price / sqft
$204
On market
16 days
Annual tax
$653
Condo dues
$686/mo
Flood zone
X* · Low risk
Type
Villa

At a glance

Villa
Built 1988
Community pool
Shared amenity
1 car garage
Assigned
1,200 sqft
Living area

Payment

Est. monthly payment
$2,141/mo
Down payment (20%)
$49,000
Property taxes
$54/mo
Condo dues
$686/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1988
Lot
-
Cooling
Central Air
Heating
Central
Parking
Assigned
Days on Market
16
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Window Treatments
Courtyard
Lighting
Permeable Paving
Private Entrance
Private Yard
Rain Gutters
Sidewalk
Storage
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
No Truck/Rv/Motorcycle Parking
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Kitchen Reverse Osmosis System
Microwave
Range
Refrigerator
Washer
Water Softener
Homestead exemption on file Flood Zone X*
Annual Tax (2025)
$653
Parcel #
22-27-16-71693-307-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pine Ridge At Lake Tarpon Village
County
Pinellas
MLS Area
34688 - Tarpon Springs
Lot Size
-
Condo dues
$686/mo
Pine Ridge at Lake Tarpon Village lll Condominium

Price history

Date
Event
Price
9/28/2026
Listed for sale
Source: Stellar MLS #TB8552772
$245,000
$204/sqft

Neighborhood

3185 Charter Club Dr #B
Tarpon Springs, FL, 34688 · 34688 - Tarpon Springs

Market insights

Offer Insights

Choose an offer strength

List price: $245,000
$240,000 – $245,000
97.8% – 100% of listTops out right at the list price
80% of listList price
21 of the last 40 townhouse or villa closings in Tarpon Springs landed at this number or higher (53%). The median one sat 46 days before it went under contract, and this one is on day 16.

Sample: 40 closed townhouse or villa sales in Tarpon Springs over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,141/mo
Principal & interest$1,278
Property taxes$54
Insurance$123
HOA$686
Down payment20% · $49,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$245,000

$204 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,200 sq ft

Time on market

16 days

Year built

1988

Monthly payment

About $2,141/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $653 annual tax bill, insurance, and $686/mo in condo dues.

Condo dues

$686/mo

Managed by Pine Ridge at Lake Tarpon Village lll Condominium.

Flood zone

Zone X*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byKELLER WILLIAMS REALTY PORTFOLIO COLLECTIONListing agent: Dan TumarkinListing data from Stellar MLS, MLS# TB8552772.

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