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Overview

2 bd2 ba1,186 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1957
Lot5,227 sqft
Living area1,186 sqft
Price / sqft$434
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Primary Bedroom Main Floor

388 12th Ave is a 1957-built home in Indian Beach Re-revised 2nd Add, Indian Rocks Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,186 square feet of living space. Listed at $515,000 (about $434/sqft), 21 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Welcome to beautiful Indian Rocks Beach, where coastal charm meets an exciting opportunity to create something special! This property is ready for your vision and offers the chance to build a brand-new beach retreat, vacation getaway, or investment property. The existing home sustained flooding during Hurricane Helene and will require rebuilding. The property is being sold As-Is, presenting an opportunity for buyers to explore the possibilities and bring their vision to life. Imagine designing your own coastal sanctuary, building upward to capture beautiful water views. Enjoy the laid-back lifestyle of this beloved Gulf Coast community, known for its sandy beaches, spectacular sunsets, and charming small-town atmosphere. It’s just a short walk to the beach, as well as restaurants, shops, parks, and playgrounds. Enjoy pickleball courts, a dog park, skate park, basketball courts, baseball fields, Town Hall events, beach art center, library, and public boat ramp close by. Indian Rocks Beach is a walkable, golf-cart-friendly community where beach days, casual dining, and sunset strolls become part of everyday life.

The essentials

Built
1957
Price / sqft
$434
On market
21 days
Annual tax
$2,172
Flood zone
AE
Lot
5,227 sqft
Type
Single Family Residence

At a glance

Single family
Built 1957
1 car garage
5,227 sqft lot
Lot size
1,186 sqft
Living area

Payment

Est. monthly payment
$3,125/mo
Down payment (20%)
$103,000
Property taxes
$181/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1957
Lot
5,227 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
21
Primary Bedroom Main Floor
Elementary
Anona Elementary-PN
Middle
Seminole Middle-PN
High
Largo High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$2,172
Parcel #
06-30-15-42066-090-0300

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Indian Beach Re-revised 2nd Add
County
Pinellas
MLS Area
33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Lot Size
5,227 sqft

Price history

Date
Event
Price
9/26/2026
Listed for sale
Source: Stellar MLS #TB8553322
$515,000
$434/sqft

Neighborhood

388 12th Ave
Indian Rocks Beach, FL, 33785 · 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores

Market insights

Offer Insights

Choose an offer strength

List price: $515,000
$510,000 – $515,000
98.7% – 100% of listTops out right at the list price
80% of listList price
17 of the last 33 home closings in 33785 landed at this number or higher (52%). The median one sat 26 days before it went under contract, and this one is on day 21.

Sample: 33 closed home sales in 33785 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,124/mo
Principal & interest$2,686
Property taxes$181
Insurance$258
Down payment20% · $103,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$515,000

$434 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,186 sq ft

Time on market

21 days

Year built

1957

Monthly payment

About $3,125/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,172 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byKELLER WILLIAMS TAMPA CENTRALListing agent: Chris GeyerListing data from Stellar MLS, MLS# TB8553322.

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