Overview
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About this home
3165 Phlox Dr is a 1984-built home in Cloverplace Condo, Palm Harbor. Inside you'll find 2 bedrooms, 1 bathrooms, and 855 square feet of living space. Listed at $245,000 (about $287/sqft), 18 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $225 monthly.
Welcome to your new home in Cloverplace of Palm Harbor. 2 bedroom 1 bathroom 1 car garage. New Roof in August 2026! Community swimming pool. New LVP Luxury Vinyl Plank Flooring throughout the home. New Stainless kitchen appliance set. New Range, Microwave, Dishwasher and Refrigerator. New ceiling fan with remote in the living room. High Vaulted ceiling! Updated vanity and tiled bathroom and new toilet. Fresh new interior paint throughout including the garage. New lighting. Home had professional sinkhole remediation done in 2018 with a permit that is on file with the county and is completely insurable!! Heating and Air conditioning system is 2018. Large walk-in closet in the master bedroom. Washer dryer hook ups are in the garage. Fenced backyard with gate. Flood zone X. NON flood zone. Seller will assist buyer with closing costs with a finance offer!
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Sample: 72 closed townhouse or villa sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$245,000
$287 per sq ft
Beds and baths
2 beds, 1 baths
Size
855 sq ft
Time on market
18 days
Year built
1984
Monthly payment
About $1,687/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $744 annual tax bill, insurance, and the $225/mo HOA fee.
HOA fee
$225/mo
Managed by Mike Willey.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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