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Overview

3 bd1 ba1,352 sqftSingle Family
TypeSingle Family
HOANone listed
Built1960
Lot6,090 sqft
Living area1,352 sqft
Price / sqft$322

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsThermostatWindow Treatments

620 Palm Pl is a 1960-built home in Palm View Terrace, Safety Harbor. Inside you'll find 3 bedrooms, 1 bathrooms, and 1,352 square feet of living space. Listed at $435,000 (about $322/sqft), 17 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Just five blocks from Downtown Safety Harbor, this exceptionally well-cared-for 3-bedroom home is one you won’t want to miss! From the spacious paver circular driveway to the thoughtfully updated interior, pride of ownership is evident throughout. Features include beautiful tile flooring, crown molding, impact windows, a spacious bathroom with rain showerhead, and an oversized primary bedroom. The generously sized third bedroom offers excellent flexibility as a home office, guest room, bonus room, or potential second suite. A large indoor laundry room opens to the fully fenced backyard, where you’ll find an expansive paver patio with pergola, charming garden shed, and mature fruit trees—perfect for relaxing or entertaining. Enjoy the convenience of living just blocks from Downtown Safety Harbor’s cafés, restaurants, shops, Safety Harbor Resort & Spa, waterfront paths, public library, festivals, and community events. Approximately 20 minutes to Tampa International Airport and 25 minutes to Clearwater Beach. No HOA and not in a flood zone!

The essentials

Built
1960
Price / sqft
$322
On market
17 days
Annual tax
$3,527
Flood zone
X · Low risk
Lot
6,090 sqft
Type
Single Family Residence

At a glance

Single family
Built 1960
6,090 sqft lot
Lot size
1,352 sqft
Living area

Payment

Est. monthly payment
$2,780/mo
Down payment (20%)
$87,000
Property taxes
$294/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1960
Lot
6,090 sqft
Cooling
Central Air
Heating
Central
Parking
Circular Driveway
Days on Market
17
Ceiling Fans(s)
Crown Molding
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Window Treatments
Private Mailbox
Rain Gutters
Cooktop
Dishwasher
Dryer
Range
Refrigerator
Washer
Water Softener
Elementary
Safety Harbor Elementary-PN
Middle
Safety Harbor Middle-PN
High
Countryside High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,527
Parcel #
03-29-16-65844-000-0090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm View Terrace
County
Pinellas
MLS Area
34695 - Safety Harbor
Lot Size
6,090 sqft
City LimitsLandscapedNear Public TransitPaved

Price history

Date
Event
Price
9/30/2026
Listed for sale
Source: Stellar MLS #TB8553862
$435,000
$322/sqft

Neighborhood

620 Palm Pl
Safety Harbor, FL, 34695 · 34695 - Safety Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $435,000
$430,000 – $435,000
98.8% – 100% of listTops out right at the list price
80% of listList price
53 of the last 105 home closings in 34695 landed at this number or higher (50%). The median one sat 21 days before it went under contract, and this one is on day 17.

Sample: 105 closed home sales in 34695 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,780/mo
Principal & interest$2,269
Property taxes$294
Insurance$218
Down payment20% · $87,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$435,000

$322 per sq ft

Beds and baths

3 beds, 1 baths

Size

1,352 sq ft

Time on market

17 days

Year built

1960

Monthly payment

About $2,780/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,527 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byBHHS FLORIDA PROPERTIES GROUPListing agent: Anne JanuarioListing data from Stellar MLS, MLS# TB8553862.

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