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Overview

4 bd3 ba2,644 sqft3 car garageSingle Family
TypeSingle Family
HOA$31.25/mo
Built1993
Lot15,750 sqft
Living area2,644 sqft
Price / sqft$199
Garage3 car

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About this home

High CeilingsKitchen/Family Room ComboPrimary Bedroom Main FloorStone CountersWalk-in Closet(s)Window TreatmentsSidewalkDishwasher

3912 Appletree Dr is a 1993-built home in Bent Tree, Valrico. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,644 square feet of living space. Listed at $525,000 (about $199/sqft), 11 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $31.25 monthly.

From the listing

Plenty of space to grow! Tucked within a quiet Valrico enclave of only 52 homes, this executive-style residence has been updated top to bottom and sits on a private, fenced .36-acre lot. Fresh paint, established landscaping, and a 3-car garage give it instant curb appeal. Inside, 2,644 square feet spans 4 bedrooms and 3 full baths, with travertine and hardwood floors throughout and freshly painted interiors. The recently refreshed kitchen features crisp white cabinetry, granite counters, and a full suite of stainless appliances. The oversized primary suite includes a separate sitting room and a show stopping updated primary bath with a curbless shower, freestanding soaker tub, and sparkling quartz split vanities. Secondary bathrooms were beautifully updated in 2026. The three-way split floor plan sets the bedrooms apart in separate wings, creating a private guest wing or space for a private office. Out back, the oversized porch has room for both dining and a separate seating area, and the large backyard offers space for a pool, a garden, or entertaining. Home has all the little extras you might hope for including a water softener. Major systems include a new AC in 2024 with a 10-year warranty, a new water heater in 2026, and a 2013 Roof. Centrally located to sought-after schools and quick access to SR 60, I-4, and I-75 keeps commutes to Tampa and Lakeland simple.

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The essentials

Built
1993
Price / sqft
$199
On market
11 days
Annual tax
$3,101
HOA
$31.25/mo
Flood zone
X · Low risk
Lot
15,750 sqft
Type
Single Family Residence

At a glance

Single family
Built 1993
3 car garage
0.36 acres
Lot size
2,644 sqft
Living area

Payment

Est. monthly payment
$3,290/mo
Down payment (20%)
$105,000
Property taxes
$258/mo
HOA
$31.25/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1993
Lot
15,750 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
11
High Ceilings
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Stone Counters
Walk-in Closet(s)
Window Treatments
Sidewalk
Dishwasher
Disposal
Microwave
Range
Refrigerator
Water Softener
Elementary
Buckhorn-HB
Middle
Mulrennan-HB
High
Durant-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,101
Parcel #
U-29-29-21-32T-A00000-00006.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bent Tree
County
Hillsborough
MLS Area
33594 - Valrico
Lot Size
15,750 sqft
Oversized LotSidewalkPaved
HOA
$31.25/mo
Bent Tree Home Owners Association

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #TB8553980
$525,000+129.3%
$199/sqft
6/4/2004
Sold
Source: Hillsborough County Public Record
$229,000
$87/sqft

Neighborhood

3912 Appletree Dr
Valrico, FL, 33594 · 33594 - Valrico

Market insights

Offer Insights

Choose an offer strength

List price: $525,000
$520,000 – $525,000
99.5% – 100% of listTops out right at the list price
80% of listList price
96 of the last 172 home closings in 33594 landed at this number or higher (56%). The median one sat 23 days before it went under contract, and this one is on day 11.

Sample: 172 closed home sales in 33594 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,290/mo
Principal & interest$2,738
Property taxes$258
Insurance$263
HOA$31
Down payment20% · $105,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$525,000

$199 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,644 sq ft

Time on market

11 days

Year built

1993

Monthly payment

About $3,290/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,101 annual tax bill, insurance, and the $31.25/mo HOA fee.

HOA fee

$31.25/mo

Managed by Bent Tree Home Owners Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byRE/MAX REALTY UNLIMITEDListing agent: Whitney CarneyListing data from Stellar MLS, MLS# TB8553980.

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