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About this home
3912 Appletree Dr is a 1993-built home in Bent Tree, Valrico. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,644 square feet of living space. Listed at $525,000 (about $199/sqft), 11 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $31.25 monthly.
Plenty of space to grow! Tucked within a quiet Valrico enclave of only 52 homes, this executive-style residence has been updated top to bottom and sits on a private, fenced .36-acre lot. Fresh paint, established landscaping, and a 3-car garage give it instant curb appeal. Inside, 2,644 square feet spans 4 bedrooms and 3 full baths, with travertine and hardwood floors throughout and freshly painted interiors. The recently refreshed kitchen features crisp white cabinetry, granite counters, and a full suite of stainless appliances. The oversized primary suite includes a separate sitting room and a show stopping updated primary bath with a curbless shower, freestanding soaker tub, and sparkling quartz split vanities. Secondary bathrooms were beautifully updated in 2026. The three-way split floor plan sets the bedrooms apart in separate wings, creating a private guest wing or space for a private office. Out back, the oversized porch has room for both dining and a separate seating area, and the large backyard offers space for a pool, a garden, or entertaining. Home has all the little extras you might hope for including a water softener. Major systems include a new AC in 2024 with a 10-year warranty, a new water heater in 2026, and a 2013 Roof. Centrally located to sought-after schools and quick access to SR 60, I-4, and I-75 keeps commutes to Tampa and Lakeland simple.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$525,000
$199 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,644 sq ft
Time on market
11 days
Year built
1993
Monthly payment
About $3,290/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,101 annual tax bill, insurance, and the $31.25/mo HOA fee.
HOA fee
$31.25/mo
Managed by Bent Tree Home Owners Association.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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