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Overview

3 bd2 ba1,134 sqftSingle Family
TypeSingle Family
HOANone listed
Built1971
Lot7,501 sqft
Living area1,134 sqft
Price / sqft$159

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboMicrowaveRangeRefrigeratorWasher

320 W Terrace Ave is a 1971-built home in Echo Terrace 02 Rep, Lake Alfred. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,134 square feet of living space. Listed at $180,000 (about $159/sqft), 16 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

This 3-bedroom, 2-bath single-family home is located in Lake Alfred with no HOA. The home offers a practical layout with features ready for your personal touch. Outside, the property provides a residential setting with access to the surrounding Lake Alfred community. Conveniently located in Lake Alfred with access to local roads, shopping, dining, and nearby Central Florida destinations. The location provides an easy connection to the surrounding area while maintaining a residential setting.

The essentials

Built
1971
Price / sqft
$159
On market
16 days
Annual tax
$158
Flood zone
X · Low risk
Lot
7,501 sqft
Type
Single Family Residence

At a glance

Single family
Built 1971
7,501 sqft lot
Lot size
1,134 sqft
Living area

Payment

Est. monthly payment
$1,042/mo
Down payment (20%)
$36,000
Property taxes
$13/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1971
Lot
7,501 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
16
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$158
Parcel #
26-28-05-524000-000650

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Echo Terrace 02 Rep
County
Polk
MLS Area
33850 - Lake Alfred
Lot Size
7,501 sqft

Price history

Date
Event
Price
10/2/2026
Listed for sale
Source: Stellar MLS #TB8554118
$180,000
$159/sqft

Neighborhood

320 W Terrace Ave
Lake Alfred, FL, 33850 · 33850 - Lake Alfred

Market insights

Offer Insights

Choose an offer strength

List price: $180,000
$180,000
99.5% – 100% of listTops out right at the list price
80% of listList price
61 of the last 102 home closings in 33850 landed at this number or higher (60%). The median one sat 59 days before it went under contract, and this one is on day 16.

Sample: 102 closed home sales in 33850 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,042/mo
Principal & interest$939
Property taxes$13
Insurance$90
Down payment20% · $36,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$180,000

$159 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,134 sq ft

Time on market

16 days

Year built

1971

Monthly payment

About $1,042/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $158 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byLPT REALTY, LLCListing agent: Keegan SiegfriedListing data from Stellar MLS, MLS# TB8554118.

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