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About this home
2075 N Keene Rd is a 1964-built home in Montclair Lake Estates, Clearwater. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,788 square feet of living space. Listed at $399,000 (about $223/sqft), 9 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Lakefront living on Lake Montclair, minutes from downtown Dunedin, and not in a flood zone. This updated 4 bedroom, 2 bath pool home has a layout that works well for both everyday living and entertaining. The living room features vaulted ceilings, updated flooring, and a wood-burning fireplace. It opens to a dining area with a pass-through to the kitchen. The kitchen has wood cabinetry, granite countertops with a full granite backsplash, under-cabinet lighting, and tile flooring. At the back of the home, a large family room with wide cased openings, two sliding glass doors, and a wall of windows faces the pool and lake. Outside, the screened enclosure covers an expansive pool deck with a railing along the water's edge. The yard slopes down to the lake under mature oaks and palms, and PVC fencing encloses the property. Lake Montclair allows boats up to 5 horsepower, and a private dock may be added, subject to permitting. Both bathrooms have been updated with rustic wood plank walls, modern vanities, and brushed nickel fixtures, and the primary bath has a custom walk-in shower with a rain showerhead. The bedrooms are spacious and filled with natural light, with mirrored closet doors throughout. Additional features include a 1 car garage, a gas water heater, and gas heat. Major updates include a 2019 roof, 2018 A/C system, 2007 sliding glass door, and 2005 windows. Buyers may assume approximately $220,000 of the existing 30-year fixed mortgage at 4.1%, subject to lender approval, which is a significant advantage in today's rate environment. The location offers easy access to downtown Dunedin's dining and shopping, the Pinellas Trail, TD Ballpark, and Countryside Mall, with Honeymoon Island, Clearwater Beach, and US-19 a short drive away. Zoned for Dunedin Elementary, Dunedin Highland Middle, and Dunedin High.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$399,000
$223 per sq ft
Beds and baths
4 beds, 2 baths
Size
1,788 sq ft
Time on market
9 days
Year built
1964
Monthly payment
About $2,937/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,875 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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