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Overview

3 bd2 ba1,170 sqft1 car garageSingle Family
TypeSingle Family
HOA$100/qtr
Built2002
Lot4,000 sqft
Living area1,170 sqft
Price / sqft$244
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primary Bedroom Main FloorWindow TreatmentsPrivate YardSidewalkStreet LightsDishwasherDryer

609 Cape Cod Cir is a 2002-built home in Copper Ridge Tr D, Valrico. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,170 square feet of living space. Listed at $285,000 (about $244/sqft), 13 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $100 quarterly.

From the listing

Beautifully maintained one-story home in Valrico, built in 2002 and located on a quiet street. This inviting residence features three bedrooms, two bathrooms, cathedral ceilings, new hurricane windows and sliding door installed in June 2026, and numerous updates throughout, including a Bosch refrigerator (2026), A/C and water heater (2020), a new gas range, Bosch dishwasher, and a gas hot water heater. New laminate flooring was installed in 2025. THIS HOME IS BEING SOLD FURNISHED, including stylish new furniture purchased approximately one year ago. A one-car garage provides convenient parking and storage, while the small yard offers an easy-to-maintain outdoor retreat. Enjoy Florida's relaxed lifestyle from the uncovered rear paver patio, an ideal space to create your own tropical oasis with lush plants, colorful flowers, and comfortable outdoor seating. Located near Cape Cod Circle, the home offers convenient access to shopping, restaurants, fitness facilities, and essential services along Valrico's main corridors, while still providing a peaceful residential setting. Move-in ready and full of charm, this home offers comfort, convenience, and relaxed Florida living. Schedule your showing today. This one is sure to go fast! Professional photos coming soon.

The essentials

Built
2002
Price / sqft
$244
On market
13 days
Annual tax
$1,320
HOA
$100/qtr
Flood zone
X · Low risk
Lot
4,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2002
1 car garage
Driveway
4,000 sqft lot
Lot size
1,170 sqft
Living area

Payment

Est. monthly payment
$1,772/mo
Down payment (20%)
$57,000
Property taxes
$110/mo
HOA
$100/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2002
Lot
4,000 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway
Days on Market
13
Ceiling Fans(s)
Primary Bedroom Main Floor
Window Treatments
Private Yard
Sidewalk
Street Lights
Dishwasher
Dryer
Gas Water Heater
Microwave
Range Hood
Refrigerator
Washer
Elementary
Nelson-HB
Middle
Mulrennan-HB
High
Durant-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,320
Parcel #
U-29-29-21-32Z-C00000-00011.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Copper Ridge Tr D
County
Hillsborough
MLS Area
33594 - Valrico
Lot Size
4,000 sqft
SidewalkPaved
HOA
$100/qtr
Wise Property Management - Jennifer Tutko

Price history

Date
Event
Price
9/30/2026
Listed for sale
Source: Stellar MLS #TB8554499
$285,000+1040.0%
$244/sqft
8/24/2001
Sold
Source: Hillsborough County Public Record
$25,000
$21/sqft

Neighborhood

609 Cape Cod Cir
Valrico, FL, 33594 · 33594 - Valrico

Market insights

Offer Insights

Choose an offer strength

List price: $285,000
$282,500 – $285,000
99.5% – 100% of listTops out right at the list price
80% of listList price
96 of the last 172 home closings in 33594 landed at this number or higher (56%). The median one sat 23 days before it went under contract, and this one is on day 13.

Sample: 172 closed home sales in 33594 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,772/mo
Principal & interest$1,486
Property taxes$110
Insurance$143
HOA$33
Down payment20% · $57,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$285,000

$244 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,170 sq ft

Time on market

13 days

Year built

2002

Monthly payment

About $1,772/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,320 annual tax bill, insurance, and the $100/qtr HOA fee.

HOA fee

$100/qtr

Managed by Wise Property Management - Jennifer Tutko.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Vincent ZeoliListing data from Stellar MLS, MLS# TB8554499.

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