3242 Highlands Rd, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot10,000 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

3242 Highlands Rd is a home in Hrbr Heights, Punta Gorda. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Welcome Home to Harbour Heights! Discover the perfect opportunity to build your dream home on this desirable Harbour Heights homesite, where all the preliminary work has already been completed for you. This property has been cleared, surveyed, and includes an approved septic permit, saving you valuable time and money. Looking to build without the long wait? A floor plan is available for a thoughtfully designed 1,800± sq. ft. home featuring 3 bedrooms, 3 bathrooms, a 2-car garage, and a spacious lanai. Need more room? The adjacent corner lot is also available for purchase, creating the possibility of a double-lot homesite. See MLS# TB8554741 3250 HIGHLANDS, PUNTA GORDA, FL 33983, which is likewise cleared, surveyed, and includes a septic permit. Ideally located, Harbour Heights offers convenient access to shopping, dining, entertainment, and I-75. Just one mile away, you'll enjoy the amenities of Harbour Heights Park, featuring a public boat ramp, fishing, kayaking, canoeing, pickleball courts, tennis courts, basketball courts, volleyball, playgrounds, picnic shelters, BBQ grills, dog-friendly areas, and more. Don't miss this rare opportunity to secure a build-ready lot in one of Charlotte County's most desirable waterfront communities. Start planning your Florida lifestyle today!

The essentials

On market
18 days
Annual tax
$570
Flood zone
AE
Lot
10,000 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$190/mo
Down payment (20%)
$5,000
Property taxes
$48/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
10,000 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
18
Flood Zone AE
Annual Tax (2025)
$570
Parcel #
402322152004

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hrbr Heights
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
10,000 sqft

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #TB8554746
$25,000

Neighborhood

3242 Highlands Rd
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Calculator

Est. monthly payment
$190/mo
Principal & interest$130
Property taxes$48
Insurance$13
Down payment20% · $5,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$25,000

Time on market

18 days

Monthly payment

About $190/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $570 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered bySTAR BAY REALTY CORP.Listing agent: Ovais SyedListing data from Stellar MLS, MLS# TB8554746.

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