938 Virginia St #204, photo 1
Active Under Contract
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Overview

2 bd2 ba965 sqftCondominium
TypeCondominium
Condo dues$576/mo
Built1979
Living area965 sqft
Price / sqft$207

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostatBalconyRain Gutters

938 Virginia St #204 is a 1979-built home in Heather Lake Apts Condo, Dunedin. Inside you'll find 2 bedrooms, 2 bathrooms, and 965 square feet of living space. Listed at $199,900 (about $207/sqft), 11 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $576 monthly.

From the listing

Under contract-accepting backup offers. ***UNDER CONTRACT - ACCEPTING BACKUP OFFERS *** There is so much to love about how this second-floor home in Heather Lakes brings a completely fresh, modern feel to a solid 1979 build. The kitchen wall was carefully removed to create a highly sought-after open layout that flows effortlessly into the living area, where a unique 1930s Brewmaster-style pulley ceiling fan adds a fantastic touch of character. The kitchen is nicely equipped with great cabinet space, granite countertops, and a suite of LG stainless appliances. Neutral, calm paint colors and easy-care plank floors run throughout the home, beautifully accented by brand new 2026 window and crown moldings. Every detail has been thoughtfully addressed, right down to the modern black door hinges and knobs, a convenient keypad lock on the front door, updated shower valves replacing the old two-handle styles, and tasteful porcelain tile in both the en-suite primary and hall baths. Major mechanicals offer great peace of mind, including a 2024 A/C unit, a 2023 water heater, and vinyl windows. This two-bedroom, two-bathroom split-floorplan is incredibly versatile for a year-round or seasonal lifestyle, leaving plenty of room for guests. The peaceful community features a remarkably low $25 land lease that is locked in and can never increase. Right outside your front door, you have easy access to the elevator, your assigned covered parking space, laundry, a community pool, BBQ grills, a shuffleboard court, picnic tables, and the clubhouse. Living in charming Dunedin puts you just a short drive from award-winning downtown restaurants, craft breweries, the municipal marina, the community garden, entertainment, and local tennis courts. It is a quick five-minute bike or car ride to the new Toronto Blue Jays spring training stadium, and you are incredibly close to the Dunedin Golf Club, Dunedin Causeway, Clearwater Beach, Honeymoon Island State Park, and Caladesi Island State Park. If you love cycling, hop on the nearby off-road Pinellas Trail to ride all the way down to Tropicana Field and downtown St. Petersburg. Come tour today!

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The essentials

Built
1979
Price / sqft
$207
On market
11 days
Annual tax
$1,819
Condo dues
$576/mo
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
Built 1979
Community pool
Shared amenity
Private balcony
Outdoor space
965 sqft
Living area

Payment

Est. monthly payment
$1,871/mo
Down payment (20%)
$39,980
Property taxes
$152/mo
Condo dues
$576/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1979
Lot
-
Cooling
Central Air
Heating
Electric
Parking
Covered
Days on Market
11
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Balcony
Rain Gutters
Sidewalk
Storage
Tennis Court(s)
Barbecue
Clubhouse
Community Mailbox
Deed Restrictions
Park
Pool
Sidewalks
Special Community Restrictions
Street Lights
Dishwasher
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,819
Parcel #
26-28-15-38030-000-2040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Heather Lake Apts Condo
County
Pinellas
MLS Area
34698 - Dunedin
Landscaped
Condo dues
$576/mo
Aveann Berkeley

Price history

Date
Event
Price
10/8/2026
Listed for sale
Source: Stellar MLS #TB8555569
$199,900
$207/sqft

Neighborhood

938 Virginia St #204
Dunedin, FL, 34698 · 34698 - Dunedin

Market insights

Offer Insights

Choose an offer strength

List price: $199,900
$192,500 – $199,900
96.9% – 100% of listTops out right at the list price
80% of listList price
44 of the last 87 condo closings in 34698 landed at this number or higher (51%). The median one sat 61 days before it went under contract, and this one is on day 11.

Sample: 87 closed condo sales in 34698 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,870/mo
Principal & interest$1,043
Property taxes$152
Insurance$100
HOA$576
Down payment20% · $39,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$199,900

$207 per sq ft

Beds and baths

2 beds, 2 baths

Size

965 sq ft

Time on market

11 days

Year built

1979

Monthly payment

About $1,871/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,819 annual tax bill, insurance, and $576/mo in condo dues.

Condo dues

$576/mo

Managed by Aveann Berkeley.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREDFIN CORPORATIONListing agent: Todd EdwardsListing data from Stellar MLS, MLS# TB8555569.

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