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About this home
35040 Smoketree Ln is a 2025-built home in Whispering Oaks Estates Phase V-b, Dade City. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,044 square feet of living space. Listed at $359,900 (about $176/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $277 annually.
Virtually Staged. SPARKLY NEW! This never occupied 2025 built "Shelby" home invites you to enjoy a relaxing and affordable lifestyle! Located in the popular Whispering Oaks Estates community, this beautiful 3/2/2 home with 2044 SFLA features luxury vinyl flooring, upgraded wood cabinets, quartz countertops, state of the art applicances, a walk-in closet in the great room (extra storage is always a plus!) and an interior laundry room complete with washer & dryer. The 2 car garage has a door opener and stairs for attic access. The landscaping is already in place, complete with a bird bath in the rear yard and even a peach tree. The golf course is under new ownership and will reopen in the next few months. Rumor has it that there will be "night golf" and some other new and fun activities to enjoy. Whispering Oaks Estates is a Master planned community with reasonable deed restrictions and low annual fees. Dues this year are $277 (that's annual, not monthly). The roads are private, and there is a recreation center available for meetings and social activities including a spring picnic. The location is unique in that the community has a rustic, quaint, country feel (with lots of trees and nature), yet living there, you'll be convenient to multiple small towns and major cities like Tampa and Orlando. You can be on the shores of the Gulf of America in a half hour and on I-75 in less than 10 minutes. The area is growing with amenities - medical, shopping, restaurants and more. The city address can be Dade City or Ridge Manor - both have the same zip code. Why not come experience this offering for yourself? You'll be glad you did! $359,900
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$359,900
$176 per sq ft
Beds and baths
3 beds, 2 baths
Size
2,044 sq ft
Time on market
3 days
Year built
2025
Monthly payment
About $2,144/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $771 annual tax bill, insurance, and the $277/yr HOA fee.
HOA fee
$277/yr
Managed by John Overbeck, Treasurer.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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