6817 Surrey Oak Dr, photo 1
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Overview

3 bd2 ba1,626 sqft2 car garageVilla
TypeVilla
HOA$190/mo
Built2006
Lot4,453 sqft
Living area1,626 sqft
Price / sqft$184
Garage2 car

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Open house

Wednesday, Oct 21 · 4:00 PM to 7:00 PM

About this home

Ceiling Fans(s)Eat-in KitchenPrimary Bedroom Main FloorSplit BedroomWalk-in Closet(s)Rain GuttersSidewalkDeed Restrictions

6817 Surrey Oak Dr is a 2006-built home in Covington Park Ph 5a, Apollo Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,626 square feet of living space. Listed at $299,000 (about $184/sqft), 5 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $190 monthly.

From the listing

Meticulously maintained 3-bedroom, 2-bath villa with tranquil pond views and an impressive list of upgrades! From the moment you arrive, you’ll appreciate the beautiful landscaping, fresh mulch and well-kept exterior. Inside, this move-in-ready home features fresh interior paint, plantation shutters, hurricane impact windows throughout, rain gutters, water softener, tankless hot water heater, ceiling fans, garage utility sink, and no carpet—only tile and laminate flooring. The open-concept kitchen and living area is ideal for everyday living and entertaining. The kitchen features quartz countertops, under-cabinet lighting, a gas range, newer appliances and a comfortable eat-in dining area overlooking the main living space. The spacious primary suite offers a large bedroom and private bath with quartz countertops and a generous walk-in shower with glass enclosure. Two additional bedrooms provide flexibility for guests, an office or additional living space. Step outside to the screened patio with epoxy flooring and enjoy peaceful pond views—perfect for morning coffee or relaxing at the end of the day. The home offers a 2-car garage and driveway parking. Conveniently located close to the new Publix shopping center and just minutes from major highways, hospitals, restaurants and additional shopping. Residents also enjoy a community pool plus access to Covington Park amenities including another pool, playground, basketball courts and clubhouse. Beautifully maintained, upgraded and ideally located—this villa is truly move-in ready!

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The essentials

Built
2006
Price / sqft
$184
On market
5 days
Annual tax
$3,781
HOA
$190/mo
Flood zone
X · Low risk
Lot
4,453 sqft
Type
Villa

At a glance

Villa
Built 2006
Water views
Water
Community pool
Shared amenity
2 car garage
Driveway
4,453 sqft lot
Lot size

Payment

Est. monthly payment
$2,214/mo
Down payment (20%)
$59,800
Property taxes
$315/mo
HOA
$190/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
2006
Lot
4,453 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
5
Ceiling Fans(s)
Eat-in Kitchen
Primary Bedroom Main Floor
Split Bedroom
Walk-in Closet(s)
Rain Gutters
Sidewalk
Deed Restrictions
Pool
Street Lights
Dishwasher
Dryer
Microwave
Range
Refrigerator
Tankless Water Heater
Washer
Water Softener
Elementary
Doby Elementary-HB
Middle
Eisenhower-HB
High
East Bay-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$3,781
Parcel #
U-14-31-19-73V-000043-00015.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Covington Park Ph 5a
County
Hillsborough
MLS Area
33572 - Apollo Beach / Ruskin
Lot Size
4,453 sqft
In CountyLandscaped
HOA
$190/mo
Covington Park HOA

Price history

Date
Event
Price
10/14/2026
Listed for sale
Source: Stellar MLS #TB8557128
$299,000+52.9%
$184/sqft
7/12/2019
Sold
Source: Hillsborough County Public Record
$195,500
$120/sqft

Neighborhood

6817 Surrey Oak Dr
Apollo Beach, FL, 33572 · 33572 - Apollo Beach / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $299,000
$297,500 – $299,000
99.5% – 100% of listTops out right at the list price
80% of listList price
44 of the last 70 townhouse or villa closings in 33572 landed at this number or higher (63%). The median one sat 49 days before it went under contract, and this one is on day 5.

Sample: 70 closed townhouse or villa sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,214/mo
Principal & interest$1,559
Property taxes$315
Insurance$150
HOA$190
Down payment20% · $59,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,000

$184 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,626 sq ft

Time on market

5 days

Year built

2006

Monthly payment

About $2,214/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,781 annual tax bill, insurance, and the $190/mo HOA fee.

HOA fee

$190/mo

Managed by Covington Park HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byELEVATED REALTYListing agent: Lisa TackusListing data from Stellar MLS, MLS# TB8557128.

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