Overview
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About this home
4642 Saint Lawrence Dr is a 1982-built home in Heritage Lake, New Port Richey. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,200 square feet of living space. Listed at $299,900 (about $250/sqft), 3 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $74 monthly.
Welcome to this charming, move-in ready waterfront home in the desirable Heritage Lake 55+ community! Enjoy peaceful water views and the beauty of nature WITHOUT the added expense of flood insurance. This active community offers a clubhouse, swimming pool, hot tub and variety of activities, card room, billiards, craft room, gazebo and all for the low HOA fee of just $74. per month. This beautiful updated 2- bedroom, 2 bath home offers approximately 1200 sq. ft of living space, plus an impressive 290 sq. ft screened covered lanai overlooking the water- perfect for relaxing, entertaining, and enjoying Florida's beautiful outdoor lifestyle. Inside, you'll find Luxury vinyl flooring throughout, fresh white paint, newer baseboards and interior doors, and no popcorn ceilings. The kitchen features custom cabinetry, quartz countertops, and LG appliances installed in 2025. Additional updates include a 200 -amp electrical panel 2024, A/C 2024, and Roof 2019. With its beautiful waterfront setting, stylish updates, and low maintenance lifestyle, this home is a must-see! Come enjoy the best of Florida living in Heritage Lake. Owner is a realtor.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$299,900
$250 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,200 sq ft
Time on market
3 days
Year built
1982
Monthly payment
About $2,017/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,754 annual tax bill, insurance, and the $74/mo HOA fee.
HOA fee
$74/mo
Managed by office@Heritagelake.org.
Flood zone
Zone X500
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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