4985 Cobia Dr SE #B, photo 1
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Overview

1 bd1 ba646 sqftCondominium
TypeCondominium
HOA$714/mo
Built1979
Living area646 sqft
Price / sqft$308

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Sunday, Oct 18 · 11:00 AM to 1:00 PM

About this home

Ceiling Fans(s)Living Room/Dining Room ComboSolid Surface CountersThermostatBasketball CourtDog RunLightingOutdoor Shower

4985 Cobia Dr SE #B is a 1979-built home in Waterside South Coquina Key, St Petersburg. Inside you'll find 1 bedrooms, 1 bathrooms, and 646 square feet of living space. Listed at $199,000 (about $308/sqft), 3 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $714 monthly.

From the listing

Welcome to paradise in this spacious, modern ground-floor waterfront condo located in a highly desirable, 24-hour guard-gated, non-age-restricted 80+ acre boating community right on Tampa Bay! Offering the ultimate coastal lifestyle, this rare gem boasts a large private patio perfect for entertaining situated directly on a deep-water canal with direct, bridge-free boat access to the Bay. The property also features a massive outdoor storage shed, perfectly suited for all your fishing and boating gear. Priced to sell, this home is move-in ready and waiting for you to bring your own personal style. You will enjoy complete peace of mind with all major, high-ticket mechanical components already upgraded, including new windows and doors (2020), a new water heater (2022), and a brand-new HVAC system (2023). Inside, beautiful and durable laminate flooring flows seamlessly through an open-concept layout. The fully equipped kitchen is a chef's delight, complete with extra storage closets to maximize organization and also boasting a washer/dryer combo. The thoughtful floor plan extends into a bright bathroom that features tile flooring updated shower and additional linen and storage space, ensuring a place for everything. Just steps from your front door, you can embrace an unparalleled waterfront lifestyle with premium, resort-style amenities. Residents enjoy access to two heated pools, a relaxing hot tub, a state-of-the-art fitness center, EV charging stations, and a massive fishing dock perfect for catching stunning Florida sunsets. Stay active on the tennis, pickleball, basketball, and volleyball courts, or unwind at the private clubhouse complete with its own bar. Whether you are an avid boater or looking for a vibrant, active community on the water, this canal-front retreat truly has it all!

The essentials

Built
1979
Price / sqft
$308
On market
3 days
Annual tax
$1,603
HOA
$714/mo
Flood zone
AE
Type
Condominium

At a glance

Condo
Built 1979
Waterfront
Canal - Saltwater
Community pool
Fitness center too
646 sqft
Living area

Payment

Est. monthly payment
$1,985/mo
Down payment (20%)
$39,800
Property taxes
$134/mo
HOA
$714/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1979
Lot
-
Cooling
Central Air
Heating
Central
Parking
Common, Guest, Open, Other
Waterfront
Canal - Saltwater
Days on Market
3
Ceiling Fans(s)
Living Room/Dining Room Combo
Solid Surface Counters
Thermostat
Basketball Court
Dog Run
Lighting
Outdoor Shower
Rain Gutters
Sidewalk
Tennis Court(s)
Association Recreation - Owned
Barbecue
Clubhouse
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Irrigation-reclaimed Water
Pool
Sidewalks
Wheelchair Access
Street Lights
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Bay Point Elementary-PN
Middle
Bay Point Middle-PN
High
Lakewood High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$1,603
Parcel #
053217950950029852

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterside South Coquina Key
County
Pinellas
MLS Area
33705 - St Pete
Lot Size
-
FloodZoneIn CountyLandscapedLevelPrivateSidewalk
HOA
$714/mo
DAN GRAHM

Price history

Date
Event
Price
10/14/2026
Listed for sale
Source: Stellar MLS #TB8557462
$199,000
$308/sqft

Neighborhood

4985 Cobia Dr SE #B
St Petersburg, FL, 33705 · 33705 - St Pete

Market insights

Offer Insights

Choose an offer strength

List price: $199,000
$199,000
99.5% – 100% of listTops out right at the list price
80% of listList price
20 of the last 38 condo closings in 33705 landed at this number or higher (53%). The median one sat 60 days before it went under contract, and this one is on day 3.

Sample: 38 closed condo sales in 33705 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,985/mo
Principal & interest$1,038
Property taxes$134
Insurance$100
HOA$714
Down payment20% · $39,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$199,000

$308 per sq ft

Beds and baths

1 beds, 1 baths

Size

646 sq ft

Time on market

3 days

Year built

1979

Monthly payment

About $1,985/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,603 annual tax bill, insurance, and the $714/mo HOA fee.

HOA fee

$714/mo

Managed by DAN GRAHM.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byNEXTHOME LUXE COASTALListing agent: Patricia HughesListing data from Stellar MLS, MLS# TB8557462.

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