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Overview

2 bd2 ba1,344 sqftMobile Home
TypeMobile Home
HOA$70/mo
Built1972
Lot4,500 sqft
Living area1,344 sqft
Price / sqft$132

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenLaminate CountersLiving Room/Dining Room ComboThermostatWalk-in Closet(s)Window Treatments

392 Cobia Way is a 1972-built home in Gull-aire Village, Oldsmar. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,344 square feet of living space. Listed at $178,000 (about $132/sqft), 6 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $70 monthly.

From the listing

Welcome home to your Florida Retreat in Oldsmar! Discover the perfect blend of comfort, convenience and coastal charm in this beautifully maintained, move-in ready, furnished 2-bedroom, 2-bathroom, nestled in the heart of Oldsmar, Florida! Featuring a relaxed coastal vibe, this inviting home offers updated kitchen cabinets, bathroom vanities and showers, laminate flooring throughout, built-in cabinetry in the kitchen and dining areas, and an open-concept layout. The spacious living room and dining areas, complemented by plantation shutters, provide a welcoming setting for entertaining guests or simply relaxing in comfort. The generously sized primary suite features an updated en-suite bathroom, a spacious walk-in closet and a walk-in shower. Additional improvements include double-pane windows throughout, a newer central air conditioning system, water heater and a leaf guard system, backed by a lifetime warranty. Located in the highly desirable 55+ community of Gull-Aire Village, this golf cart-friendly neighborhood offers an exceptional lifestyle with resort-style amenities including a spacious clubhouse, large, heated pool and spa, library, enclosed shuffleboard court, bocce ball court, and an active calendar of social events and activities. Enjoy the added advantage of owning the land with an affordable monthly HOA fee of just $70. One pet of any size is welcomed and two boat and RV storage areas are available for a low monthly rental fee. You’ll love the unbeatable location is less than a mile from Woodlands Square and just minutes to everyday conveniences. Honeymoon Island Beach is approximately 9 miles away, Mease Countryside Hospital among other health facilities are approximately 2 miles away, St.Pete/Clearwater Int'l Airport is a quick 11-miles away and Tampa Int'l Airport is only a 15-mile drive. For those of you who enjoy the outdoors, the adjacent walking, running, and biking trail along Canal Way leads directly to picturesque Sheffield Park, offering another wonderful way to embrace Florida’s outdoor lifestyle. Whether you’re socializing at the clubhouse, relaxing by the sparkling pool, or simply soaking in the tranquil pond views, you’ll appreciate the welcoming atmosphere and vibrant lifestyle that make Gull-Aire Village such a special place to call home. Don’t miss this opportunity to enjoy affordable Florida living in a desirable, amenity-rich community. Schedule your private tour today!(Room dimensions are approximate and should be verified by the Buyer.)

The essentials

Built
1972
Price / sqft
$132
On market
6 days
Annual tax
$453
HOA
$70/mo
Flood zone
AE
Lot
4,500 sqft
Type
Mobile Home

At a glance

Manufactured home
Built 1972
Community pool
Shared amenity
4,500 sqft lot
Lot size
1,344 sqft
Living area

Payment

Est. monthly payment
$1,125/mo
Down payment (20%)
$35,600
Property taxes
$38/mo
HOA
$70/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Mobile Home
Year Built
1972
Lot
4,500 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Covered, Driveway
Days on Market
6
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Laminate Counters
Living Room/Dining Room Combo
Thermostat
Walk-in Closet(s)
Window Treatments
Rain Gutters
Sidewalk
Storage
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Golf Carts OK
Handicap Modified
No Truck/Rv/Motorcycle Parking
Pool
Sidewalks
Wheelchair Access
Street Lights
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Oldsmar Elementary-PN
Middle
Carwise Middle-PN
High
East Lake High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$453
Parcel #
16-28-16-34803-000-3920

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gull-aire Village
County
Pinellas
MLS Area
34677 - Oldsmar
Lot Size
4,500 sqft
ClearedFlood Insurance RequiredFloodZoneCity LimitsLandscapedSidewalkPaved
HOA
$70/mo
Ameri-Tech/Dianne Alcala

Price history

Date
Event
Price
10/12/2026
Listed for sale
Source: Stellar MLS #TB8557814
$178,000
$132/sqft

Neighborhood

392 Cobia Way
Oldsmar, FL, 34677 · 34677 - Oldsmar

Market insights

Offer Insights

Choose an offer strength

List price: $178,000
$175,000 – $178,000
98.8% – 100% of listTops out right at the list price
80% of listList price
60 of the last 118 home closings in 34677 landed at this number or higher (51%). The median one sat 43 days before it went under contract, and this one is on day 6.

Sample: 118 closed home sales in 34677 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,125/mo
Principal & interest$928
Property taxes$38
Insurance$89
HOA$70
Down payment20% · $35,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$178,000

$132 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,344 sq ft

Time on market

6 days

Year built

1972

Monthly payment

About $1,125/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $453 annual tax bill, insurance, and the $70/mo HOA fee.

HOA fee

$70/mo

Managed by Ameri-Tech/Dianne Alcala.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byAH REALTY SERVICES, LLCListing agent: Anne HodeListing data from Stellar MLS, MLS# TB8557814.

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