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Overview

3 bd3 ba2,143 sqft2 car garageSingle Family
TypeSingle Family
HOA$112/yr
Built2020
Lot5,055 sqft
Living area2,143 sqft
Price / sqft$233
Garage2 car

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About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenHigh CeilingsIN Wall Pest SystemKitchen/Family Room ComboOpen FloorplanPrimarybedroom Upstairs

19971 Stone Pine Cir is a 2020-built home in Morsani Ph 3b, Lutz. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,143 square feet of living space. Listed at $499,999 (about $233/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $112 annually.

From the listing

Virtually Staged. THE HOME WILL BE FRESHLY PAINTED BY THE END OF NEXT WEEK! Morning coffee with green trees in view, dinners on the patio, and a little more time to enjoy the quiet. At 19971 Stone Pine Circle in Reserve at Long Lake Ranch, this south-facing M/I Homes Magnolia residence in Lutz offers a CONSERVATION CORNER LOT, 3 bedrooms, 2.5 bathrooms, and 2,143 square feet of thoughtfully arranged living space. BUILT IN 2020, the home combines flexible gathering spaces with an outdoor setting that invites you to slow down. HURRICANE SHUTTERS installed in 2025, a WHOLE-HOUSE WATER FILTRATION SYSTEM added in 2024, a WATER SOFTENER. The attached TWO-CAR GARAGE adds an epoxy-coated floor, utility sink, and a dedicated A/C unit. Step onto the COVERED LANAI and let the conservation greenery set the tone for your day. The TRAVERTINE PATIO, added in 2023, creates room for weekend brunch, relaxed celebrations, and evenings spent catching up with friends. A FENCED BACKYARD gives pets their own outdoor space to enjoy, while the fenced garden area offers a place for favorite herbs, flowers, or your next planting project. The kitchen’s connection to the backyard makes it easy to carry meals outside and keep everyone together. Set the table for a family gathering, linger over a quiet meal, or unwind with the trees as your evening backdrop. Inside, the OPEN FLOOR PLAN connects the kitchen, cafe, and family room, keeping the conversation flowing while meals come together. QUARTZ COUNTERTOPS, an island, farmhouse sink, upgraded cabinetry, and a GE Profile DOUBLE-OVEN RANGE bring practical function to everyday cooking and entertaining. Built-in bookshelves and an ELECTRIC FIREPLACE add warmth and character to evenings at home. Laminate and tile flooring throughout means NO CARPET. A first-floor FLEX ROOM can serve as a home office or reading room without giving up a bedroom. With a separate loft upstairs, there is flexibility for work, hobbies, and time together. A downstairs powder bath is convenient for guests. All three bedrooms are on this level, including a primary suite with a WALK-IN CLOSET and an en-suite bath featuring dual sinks, a soaking tub, and a separate shower. Quartz vanity tops and herringbone floor tile add detail to the primary bath, while a full hall bath serves the other two bedrooms. The UPSTAIRS LAUNDRY ROOM includes cabinetry and a utility sink, keeping everyday tasks close to the bedrooms. Enjoy community pool, clubhouse, and playground amenities, along with a Lutz location offering access to SR 54, US 41, shopping, dining, and routes into Tampa. Zoned for Lake Myrtle Elementary, Charles S. Rushe Middle, and Sunlake High for the 2026-2027 school year. Start the day with coffee on the lanai, make room for the people and activities you love, and return to the calm of your own conservation setting. You deserve it!

The essentials

Built
2020
Price / sqft
$233
On market
3 days
Annual tax
$7,728
HOA
$112/yr
Flood zone
X · Low risk
Lot
5,055 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
2 car garage
5,055 sqft lot
Lot size
2,143 sqft
Living area

Payment

Est. monthly payment
$3,511/mo
Down payment (20%)
$100,000
Property taxes
$644/mo
HOA
$112/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
5,055 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
3
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Lighting
Rain Gutters
Street Lights
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Water Filtration System
Water Softener
Elementary
Lake Myrtle Elementary-PO
Middle
Charles S. Rushe Middle-PO
High
Sunlake High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$7,728
Parcel #
34-26-18-0120-01000-0100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Morsani Ph 3b
County
Pasco
MLS Area
33558 - Lutz
Lot Size
5,055 sqft
Conservation AreaCorner Lot
HOA
$112/yr
Rizzetta & Company - Doug Ward

Price history

Date
Event
Price
10/16/2026
Listed for sale
Source: Stellar MLS #TB8557836
$499,999
$233/sqft

Neighborhood

19971 Stone Pine Cir
Lutz, FL, 33558 · 33558 - Lutz

Market insights

Offer Insights

Choose an offer strength

List price: $499,999
$497,500 – $499,999
99.5% – 100% of listTops out right at the list price
80% of listList price
74 of the last 144 home closings in 33558 landed at this number or higher (51%). The median one sat 21 days before it went under contract, and this one is on day 3.

Sample: 144 closed home sales in 33558 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,511/mo
Principal & interest$2,608
Property taxes$644
Insurance$250
HOA$9
Down payment20% · $100,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,999

$233 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,143 sq ft

Time on market

3 days

Year built

2020

Monthly payment

About $3,511/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,728 annual tax bill, insurance, and the $112/yr HOA fee.

HOA fee

$112/yr

Managed by Rizzetta & Company - Doug Ward.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS SOUTH TAMPAListing agent: Catalina RomanListing data from Stellar MLS, MLS# TB8557836.

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