849 Callista Cay Loop, photo 1
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Overview

3 bd3 ba1,828 sqft2 car garageTownhouse
TypeTownhouse
HOA$430/mo
Built2020
Lot2,744 sqft
Living area1,828 sqft
Price / sqft$205
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimarybedroom UpstairsSolid Surface Counters

849 Callista Cay Loop is a 2020-built home in Callista Cay, Tarpon Springs. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,828 square feet of living space. Listed at $375,000 (about $205/sqft), 1 day on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $430 monthly.

From the listing

Welcome to Callista Cay, a beautiful GATED WATERFRONT COMMUNITY in the heart of Tarpon Springs, where boating, coastal charm, and everyday convenience come together! This spacious 3-bedroom, 2.5-bath End Unit townhome offers a thoughtfully designed three-level floor plan, exceptional upgrades, and an incredible opportunity to enjoy the Florida lifestyle. The first level features an OVERSIZED two-car tandem garage measuring approximately 19' x 41', and a large storage closet, offering abundant space for vehicles, golf carts, bicycles, kayaks, and all your Florida toys! There is even the potential to add a private elevator, providing additional flexibility for future needs. Upstairs, the main living level welcomes you with an open-concept design connecting the kitchen, dining, and family room, creating a comfortable space for everyday living and entertaining. Luxury vinyl flooring flows throughout the home, while hurricane impact windows and doors offer added peace of mind. Step outside to one of TWO beautiful screened outdoor living spaces, perfect for morning coffee, evening cocktails, or simply enjoying the surrounding tropical scenery. A convenient half bath completes this level. The third floor is dedicated to the bedrooms, including a generously sized primary suite with a beautifully updated bathroom and spacious walk-in closet. Two additional bedrooms, a full guest bathroom, and a dedicated laundry room on the SAME FLOOR make daily living that much easier. And then there's the lifestyle! Callista Cay offers residents the security of gated access along with fantastic waterfront amenities, including a COMMUNITY POOL AND HOT TUB, clubhouse with a kitchen and bathrooms, and a community dock. Love boating? Enjoy the opportunity for YEAR-ROUND BOATING, with boat slips often available for rent (average $275 a month), allowing you to take advantage of the surrounding waterways and Gulf Coast lifestyle. Beyond the gates, discover everything that makes Tarpon Springs so special! Explore the historic Sponge Docks, indulge in authentic Greek cuisine, stroll through charming downtown boutiques, enjoy waterfront dining, or spend your afternoons soaking up the sunshine at Fred Howard Park and Sunset Beach. The nearby Pinellas Trail offers miles of outdoor recreation, while the area's boating, fishing, kayaking, festivals, and beautiful coastal scenery make every day feel a little more like vacation. Whether you're looking for a full-time residence or the perfect seasonal coastal retreat, this home offers the space, thoughtful upgrades, community amenities, and LOCATION to enjoy the very best of Florida living. HOA covers Water, Sewer, Trash, Basic Cable TV, Internet, Maintenance of Grounds, Community Pool, Painting of Exteriors, Roofs, Roads and Gates for $430 a month. Assumable flood policy available for $610 a year.

The essentials

Built
2020
Price / sqft
$205
On market
1 day
Annual tax
$6,796
HOA
$430/mo
Flood zone
AE
Lot
2,744 sqft
Type
Townhouse

At a glance

Townhouse
3 stories · 2020
Water views
Water
Community pool
Shared amenity
2 car garage
Driveway
2,744 sqft lot
Lot size

Payment

Est. monthly payment
$3,140/mo
Down payment (20%)
$75,000
Property taxes
$566/mo
HOA
$430/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2020
Lot
2,744 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Tandem
Days on Market
1
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Sidewalk
Deed Restrictions
Gated Community - No Guard
Pool
Sidewalks
Street Lights
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Refrigerator
Washer
Elementary
Sunset Hills Elementary-PN
Middle
Tarpon Springs Middle-PN
High
Tarpon Springs High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$6,796
Parcel #
13-27-15-12988-000-0680

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Callista Cay
County
Pinellas
MLS Area
34689 - Tarpon Springs
Lot Size
2,744 sqft
Corner LotSidewalkPrivate
HOA
$430/mo
Melrose

Price history

Date
Event
Price
10/15/2026
Listed for sale
Source: Stellar MLS #TB8558064
$375,000
$205/sqft

Neighborhood

849 Callista Cay Loop
Tarpon Springs, FL, 34689 · 34689 - Tarpon Springs

Market insights

Offer Insights

Choose an offer strength

List price: $375,000
$367,500 – $375,000
97.8% – 100% of listTops out right at the list price
80% of listList price
19 of the last 37 townhouse or villa closings in 34689 landed at this number or higher (51%). The median one sat 58 days before it went under contract, and this one is on day 1.

Sample: 37 closed townhouse or villa sales in 34689 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,140/mo
Principal & interest$1,956
Property taxes$566
Insurance$188
HOA$430
Down payment20% · $75,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$375,000

$205 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,828 sq ft

Time on market

1 day

Year built

2020

Monthly payment

About $3,140/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,796 annual tax bill, insurance, and the $430/mo HOA fee.

HOA fee

$430/mo

Managed by Melrose.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX REALTEC GROUP INCListing agent: Mark FazziniListing data from Stellar MLS, MLS# TB8558064.

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